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@youngman1234 wrote:
Chase has been good for me.... For Amex I have a high risk score cus I'm new to credit(2.5 years) and too many new accounts and inquiries..... boa I tried for a credit card when we first opened but no luck just tried again last week....still waiting on a response...
I am around the same age with credit and I got a business card with American Express after having a personal card for six months. Maybe you could try that, if they have any personal cards that you like. A lot of places seem to want at least two years of business history before extending credit, which is kind of silly since credit is what really helps a business out in the beginning.
My highest single limit card with BofA is $18,200. I could probably get more if I asked, but I barely use it anymore.
@youngandcreditwrthy wrote:
But Lithium... Wouldnt you rather just have a high limit card that doesn't force you to make several pmts a month? Lol
Guess boa is hit or miss, to each his own :-)
I have higher limits cards, but BoA has a nice rewards structure, especially when it comes to gas during the months I don't get 5% from Discover. I'll stick with this card, but BoA is missing out on my large purchases because they haven't raised the limit. I'm not taking a hard pull for a CLI when that should be obvious to them.
@lithium78 wrote:I'm not taking a hard pull for a CLI when that should be obvious to them.
Sounds like something my girlfriend would say. Followed by, "Well if you don't already know, I'm not gonna tell you!"
Sometimes you have to ask for what you want.
@Anonymous wrote:
@lithium78 wrote:I'm not taking a hard pull for a CLI when that should be obvious to them.
Sounds like something my girlfriend would say. Followed by, "Well if you don't already know, I'm not gonna tell you!"
Sometimes you have to ask for what you want.
Don't be insulting. I know what I'm talking about. They soft me all the time, so they already know how I'm doing.
I got 2K ACLI last month to the total of $12k.
$800.. and counted one by one.