I'm Just glad I never went to them, when I start building my credit.
@Anonymous wrote:
@Adkins wrote:If you've already paid the yearly fee, keep the card until just before you're due to get charged it again and then call and cancel. Ask for a letter to be sent confirming cancelation, and that it shows you owe a zero balance. Keep that letter with this year's taxes, as a CYA because credit one will occasionally do stupid things and it's best to have proof of account closure.
They are a low level rebuilder company but not the worst I've seen. You have better cards now and no longer need them - time to move on.
Credit one yearly fee is billed monthly.
As said regardless cancel it like yesterday. You have WAY better cards now and they no longer have a purpose for you.
When I was offered a card from them while I was rebuilding, the first year's fees were billed in a lump sum (cutting into available credit). The following year was billed monthly. 🤷🏽♀️
