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Whats the magic number of Inquiries for Amex, Discover and Chase...

Valued Contributor

Re: Whats the magic number of Inquiries for Amex, Discover and Chase...

As far as baddies go I have 1 Collection for $1000 from 2009 and a 9.5 year old BK 7.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 21 of 23
Senior Contributor

Re: Whats the magic number of Inquiries for Amex, Discover and Chase...

Your profile looks very very very similar to mine when I got approved.
Now... What's your income?
And I already had $100k revolving cred when I got approved, even with a 696 TU fico.

I think you are 80% likely to get approved!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 22 of 23
Highlighted
Established Contributor

Re: Whats the magic number of Inquiries for Amex, Discover and Chase...

Well since this was resurrected, I had 5 ins on exp when I apped for the chase freedom and the Amex BCP. Both were instant approvals.
I recon'd the chase limit to 3500 from 2500
I also got instant approval for the discover it that day and NCFU flagship Visa took 5 days because I was also a Brand new member (less then 24 hours new)

Chase and Amex pulled exp
Disc pulled TU
Nfcu pulled TU to join and EQ for the card

My sights are set on a 3xCli in 61 days for the BCP and the CSP either after 90 days or upon receiving one of their targeted offers for 70k bonus points after 3k in the first Three months.
Four cards and a nfcu membership for 5 pulls total Smiley Happy

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 23 of 23