Re: Whats your Discover card credit limit?

Vegas4Play · ‎12-07-2017

29.5k 2 years old started at 7500 1%

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.

blondy250 · ‎12-07-2017

Over 40K been with Discover for 20 years. All scores over 800, use the card depending on what category, this quater its seeing a lot of use. I pay it off to 0 before the stament posts.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16

Viva-LV · ‎12-07-2017

@Vegas4Play wrote:
29.5k 2 years old started at 7500 1%

Wow! Great job, my It: 12.5; my Miles: 6.5.

wasCB14 · ‎12-07-2017

A related question: what's your Discover high balance?

Was it from large purchases? Using BTs or 0% spend promos? Have a big CL for utilization padding? Just for kicks?

Mine was about $2,200 (of $3k) after some large purchases. No 0% promo at the time, so PIFed. I think I paid before the statement cut, overly concerned with the risk of AA.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

jnt1231 · ‎12-07-2017

19,800....started at 1k in Jan 2015, scores all over 800

FICO 08 EQ-817 TU-820 EX-817 12/07/17 Last App 9/15/17

Anonymous · ‎12-07-2017

I'm embarrased to post mine, but I'm still rebuilding my credit - going on 3 years now!!

SL was $2000 back in June 2017. Requested increase 2 months later and moved to $3000. Just requested another increase to $5000. Slowly making my way up.

Update 3/11: Just made a $200 payment on Friday and decided to try another CLI...Approved for $2,500 more. New credit line up to $7,500!! (After payment, balance is around $780 before CLI request)

Anonymous · ‎12-07-2017

No need to be embarrassed, we all gotta start somewhere. Also, your limit has more than doubled in 6 months, I think that’s great!

mongstradamus · ‎12-07-2017

@Anonymous wrote:
I'm embarrased to post mine, but I'm still rebuilding my credit - going on 3 years now!!
SL was $2000 back in June 2017. Requested increase 2 months later and moved to $3000. Just requested another increase to $5000. Slowly making my way up.

It took me nearly twenty months to get my first discover CLI so don't feel bad , and my starting credit line with discover was lower then yours so you are doing much better then i did when i started off you will get there :-). My forum posts about discover CLI and my whining about it are around here somewhere lol

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

Anonymous · ‎12-07-2017

$500

kevinjjc · ‎12-07-2017

$50,000

Whats your Discover card credit limit?

Get your FICO® Score for free