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Started at $3500 in 2012. After a couple manual SP CLIs and a recent auto $4,000 CLI, my new CL is $17,000.
I don't use the card much anymore.
Discover was my first CC, which I opened 4 months back with no credit history whatsoever (international student). SL was 750 but has doubled to 1500 since.
Man, I must be doing something wrong with Discover. SL was 1,200, got one decent CLI to 2K and then started requesting a CLI every month. Have only gotten two CLI for 300 bucks each in the past 8 months. Current limit after a full year of having the card is only 2,600 and I'm running at least 1K through the card every month. TU score of 765.
Started with 6500 back in 2011, current limit is 29000
@Anonymous wrote:Started at $600 secured July 2017 and now its almost 13x after a couple auto-CLI's and a few SP CLI's. Disco is unique in my wallet because my highest util has been all of ~5%...
You opened that account in July or it graduated in July? Amazing!
@DEcreditguy wrote:Man, I must be doing something wrong with Discover. SL was 1,200, got one decent CLI to 2K and then started requesting a CLI every month. Have only gotten two CLI for 300 bucks each in the past 8 months. Current limit after a full year of having the card is only 2,300 and I'm running at least 1K through the card every month. TU score of 765.
It's not you, it's them. Their computer just shakes the Magic 8 Ball to make a random decision when it comes to SLs and CLIs. Contrast your experience with the person with a 665 TU score that gets a $10,000 SL, or the person who uses it for utilization padding and never uses the card but gets huge CLIs every 31 or 61 days.
@K-in-Boston wrote:
@DEcreditguy wrote:Man, I must be doing something wrong with Discover. SL was 1,200, got one decent CLI to 2K and then started requesting a CLI every month. Have only gotten two CLI for 300 bucks each in the past 8 months. Current limit after a full year of having the card is only 2,300 and I'm running at least 1K through the card every month. TU score of 765.
It's not you, it's them. Their computer just shakes the Magic 8 Ball to make a random decision when it comes to SLs and CLIs. Contrast your experience with the person with a 665 TU score that gets a $10,000 SL, or the person who uses it for utilization padding and never uses the card but gets huge CLIs every 31 or 61 days.
Here's hoping this month is the month they finally give me a significant bump, because now that I don't get 2% back on every purchase, this card will only be used for 5% categories unless they give me a higher limit to play with. And I'd actually like to keep using the card, they have excellent customer service.
Mine is at $29,000 at the moment and started as a $500 student card years and years and years ago!
TU is 720.