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My Discover limit is $21k, which also happens to be my largest credit line.
It started off at $5500 (Aug 2015) and I still had three old COs reporting; before the COs aged off I also carried a balance (0% BT) and got a couple of $500 CLIs.
Once my baddies dropped off my scores took a jump, and Discover started growing quickly. My last CLI was December 2016 for $6k. I don't plan to ask for any more (this is already well over anything I'll ever need for my spend profile).
My high balance was while I was carrying the BT and was $3500. The most I've ever put on the card in "swipes" was last December where I charged just over $1k (Amazon). Other than during the 0% intro period and the 0% BT I've always PIF.
TU is currently 777.
Got my discover card about 6 months or so ago. It started at a $1k limit. About two months ago I got an auto CLI to $2500. Still lower than what I want, but big enough to covr what I actually need.
My highest balance was a few months ago at around $1100, but I paid some down, so it only reported about $800.
Discover CL: $11,100
3 years old
TU FICO: 711
It's a useless $1100 SL.
I've had the card for about 3 years, and have never received an auto CLI. It was issued at $800, and is now $1100 after I requested a CLI a few months back.
My TU Bankcard 8 is 780, my UTI hovers between 2% and 10% depending on when statements are cut, but we PIF every month.
Discover gives me absolutely ZERO love, and I give them ZERO back. It's one of my older cards, otherwise I would probably cancel it.
@907grown wrote:
7K. I've had it for 3 years, started at 500.
TU Fico is 778.
Util on card 12%, overall util 4%.
They hate me.
3 years and you've grown from 500 to 7K. I hardly think they hate you. I had 812 EX and they gave me 6K which was less than any other lender that gave me a new account around the same time of app...
20k. its just over a year old, was auto approved at 15k. at 90 day mark took hp asked for 25, gave me 20.... havent got approved for any SP increases since, and thats ok with me.
31k.
Had it for 2.5 years now, started at $1500. My higest limits on other cards are 5k, except for a cap 1 I've hard for 8 years that granted me a whole 7k. I love Discover now needless to say. Not even tried for a CLI in roughly a year now, I'm content. This card is a keeper.