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Whats your Discover card credit limit?

Valued Contributor

Re: Whats your Discover card credit limit?

29.5k 2 years old started at 7500 1% 

BK13 Filed 7/10-DC 8/15 // Fico 8's TU 763/ EQ 758/ EX 735 11/17// AAoA 5.8 years // Lines 11/2017= 240K // Inquiries 5 TU -11 Exp - 10 Eq. BK now off all all reports....WE CLOSED ON OUR HOUSE 6/7/2017 long hard road, but we made it !!!
Message 31 of 335
Established Contributor

Re: Whats your Discover card credit limit?

Over 40K been with Discover for  20 years. All scores over 800, use the card depending on what category, this quater its seeing a lot of use. I pay it off to 0 before the stament posts.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 32 of 335
Frequent Contributor

Re: Whats your Discover card credit limit?


Vegas4Play wrote:

29.5k 2 years old started at 7500 1% 


Wow! Great job, my It: 12.5; my Miles: 6.5.

Am EX | Barclay | BOA | Citi | Discover | USB | Current: EQ 761 TU 756 EX 766 300K Club
Message 33 of 335
Valued Contributor

Re: Whats your Discover card credit limit?

A related question: what's your Discover high balance?

 

Was it from large purchases? Using BTs or 0% spend promos? Have a big CL for utilization padding? Just for kicks?

 

Mine was about $2,200 (of $3k) after some large purchases. No 0% promo at the time, so PIFed. I think I paid before the statement cut, overly concerned with the risk of AA.

Spend: CSR/Freedom/FU, BBP, Costco, Discover
Perks: Schwab Platinum, IHG, Hyatt, SPG
Rarely useful: BCE, ED, Arrival
Upcoming closure or PC: Prestige
Message 34 of 335
Contributor

Re: Whats your Discover card credit limit?

19,800....started at 1k in Jan 2015, scores all over 800
FICO 08 EQ-817 TU-820 EX-817 12/07/17 Last App 9/15/17
Message 35 of 335
Established Member

Re: Whats your Discover card credit limit?

I'm embarrased to post mine, but I'm still rebuilding my credit - going on 3 years now!!

SL was $2000 back in June 2017.  Requested increase 2 months later and moved to $3000.  Just requested another increase to $5000.  Slowly making my way up.

 

Update 3/11: Just made a $200 payment on Friday and decided to try another CLI...Approved for $2,500 more.  New credit line up to $7,500!! (After payment, balance is around $780 before CLI request)

I need help gardening...If I touch it, it dies!!
FICO: EX (724), TU (750), EQ (774)

C1 Sec $500 | C1 QS $3.5K | C1 QS $3.1K | BigSandy $25K | AMEX BCE $3K | ChaseFrdm $4K | ChaseFrdmUnlmt $5K | DiscoverIt $7.5K | Lowe'sLAR(Bus) $4K | Lowe's $35K
Message 36 of 335
Community Leader
Valued Contributor

Re: Whats your Discover card credit limit?

No need to be embarrassed, we all gotta start somewhere. Also, your limit has more than doubled in 6 months, I think that’s great! 

AMEX PLATINUM, DELTA PLAT & SPG | PenFed PR | NFCU FS | Discover IT | CAP1 QS & VENTURE | LOWES l NORDSTROM I WAYFAIR I
Message 37 of 335
Super Contributor

Re: Whats your Discover card credit limit?


drdredog03 wrote:

I'm embarrased to post mine, but I'm still rebuilding my credit - going on 3 years now!!

SL was $2000 back in June 2017.  Requested increase 2 months later and moved to $3000.  Just requested another increase to $5000.  Slowly making my way up.


It took me nearly twenty months to get my first discover CLI so don't feel bad , and my starting credit line with discover was lower then yours so you are doing much better then i did when i started off you will get there :-). My forum posts about discover CLI and my whining about it are around here somewhere lol



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 38 of 335
Established Member

Re: Whats your Discover card credit limit?

$500

Message 39 of 335
Valued Contributor

Re: Whats your Discover card credit limit?

$50,000 Smiley Happy

Message 40 of 335