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Whats your Discover card credit limit?

Moderator

Re: Whats your Discover card credit limit?

My Discover limit is $21k, which also happens to be my largest credit line.

 

It started off at $5500 (Aug 2015) and I still had three old COs reporting; before the COs aged off I also carried a balance (0% BT) and got a couple of $500 CLIs. 

 

Once my baddies dropped off my scores took a jump, and Discover started growing quickly.  My last CLI was December 2016 for $6k.  I don't plan to ask for any more (this is already well over anything I'll ever need for my spend profile).

 

My high balance was while I was carrying the BT and was $3500.  The most I've ever put on the card in "swipes" was last December where I charged just over $1k (Amazon).  Other than during the 0% intro period and the 0% BT I've always PIF.

 

TU is currently 777.

Message 71 of 335
Contributor

Re: Whats your Discover card credit limit?

Got my discover card about 6 months or so ago. It started at a $1k limit. About two months ago I got an auto CLI to $2500. Still lower than what I want, but big enough to covr what I actually need.

 

My highest balance was a few months ago at around $1100, but I paid some down, so it only reported about $800.

Message 72 of 335
Senior Contributor

Re: Whats your Discover card credit limit?

Discover CL: $11,100

3 years old

TU FICO: 711

Last App: 10/2/17
Gardening Until Further Notice
15 Credit Cards (10 Major Banks & 5 Store Cards)
No AF's/Overall Utilization Hovers around 4%
Message 73 of 335
New Contributor

Re: Whats your Discover card credit limit?

$40,000 CL

God I love Disco 😀
[img]http://s26.postimage.org/vht4qanid/Sallie_Mae_WMC.jpg[/img]
Message 74 of 335
Established Contributor

Re: Whats your Discover card credit limit?

7K. I've had it for 3 years, started at 500.
TU Fico is 778.
Util on card 12%, overall util 4%.
They hate me. Smiley Sad


Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Message 75 of 335
Contributor

Re: Whats your Discover card credit limit?

It's a useless $1100 SL.

 

I've had the card for about 3 years, and have never received an auto CLI.  It was issued at $800, and is now $1100 after I requested a CLI a few months back.

 

My TU Bankcard 8 is 780, my UTI hovers between 2% and 10% depending on when statements are cut, but we PIF every month.

 

Discover gives me absolutely ZERO love, and I give them ZERO back.  It's one of my older cards, otherwise I would probably cancel it.





myfico.com

Message 76 of 335
Established Contributor

Re: Whats your Discover card credit limit?

----->$4,300. Started at $500 2 years ago (Nov 2015). I guess they provide increases every month, as I was told by the rep. Every 30 days you can call and request an increase.
That's ok though. Other cards have treated me better, during the same time frame.
So they can stay conservative with me, if they'd like... Smiley Happy.
Amex is my friend now. ***sticks out tongue**
OpenSky®VSA: $375 | First ProgressMC: $404 | CapOneMC: $605 | CapOneQSMC: $2350 | Cabela'sVSA: $4000 | Barclaycard® RewardsMC: $20000 | BlazeMC: $2000 | First SavingsMC: $1500 | LegacyVSA:$1750 | AMEX BCP®: $9000 | AMEX Hilton Honors™: $6000 l Discover: $5300 | Chase Freedom: $4800 | Chase SLATE: $3800 | CSP®: $7000 | United MileagePlus®: $7000 | Amazon RewardsVSA: $4800 | Old Navy: $4500 | Gap: $4500 | Banana Republic: $4500 | Walmart: $10000 | SamsClub:$10000 | AEO®VSA: $8000 | TJX MC: $6000 | Amazon: $4000 | Belk: $5000 | Macy's: $20000 | J.Crew: $3000 | Overstock: $6200 | SMG VSA: $3800 | Abercrombie: $2100 | Express: $2900 | Buckle: $2500 | Kay: $6750 | PayPal: $3520 | Citi® / AAdvantage® Platinum: $16000 ***FICO08 as of: Dec 19th 2017-EX: 731 | EQ: 727 | TU: 756***



Message 77 of 335
Regular Contributor

Re: Whats your Discover card credit limit?

907grown wrote:
7K. I've had it for 3 years, started at 500.
TU Fico is 778.
Util on card 12%, overall util 4%.
They hate me. Smiley Sad

3 years and you've grown from 500 to 7K.  I hardly think they hate you.  I had 812 EX and they gave me 6K which was less than any other lender that gave me a new account around the same time of app...

17 February 2018: (FICO Score 8) EQ 809, EX 791, TU 823.
Gardening until 14 May 2019 when my last 0% APR offer expires.
Message 78 of 335
Senior Contributor

Re: Whats your Discover card credit limit?

20k.  its just over  a year old, was auto approved at 15k.  at 90 day mark took hp asked for 25, gave me 20....  havent got approved for any SP increases since, and thats ok with me.

EQ 730, TU 730, EX 720. INQs EQ-1, TU-9, EX-7 AAOA 4yrs Util 6% Inspiration: Themanwhocan's Cash Back Charts
Message 79 of 335
Regular Contributor

Re: Whats your Discover card credit limit?

31k.

 

Had it for 2.5 years now, started at $1500.  My higest limits on other cards are 5k, except for a cap 1 I've hard for 8 years that granted me a whole 7k.  I love Discover now needless to say.  Not even tried for a CLI in roughly a year now, I'm content.  This card is a keeper.

Message 80 of 335