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Whats your most favorite/used credit card?

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Anonymous
Not applicable

Re: Whats your most favorite/used credit card?


@Anonymous wrote:

@Anonymous wrote:

Yes, it is metal. It clanks when you drop it and everything.


Well now i want it even more! well since i have the regular one without the annual fee, i might as well keep that since its no longer offered and app for the prefered, but i won't even be able to do that since i have 5 cards with chase already and don't want to trigger any more red flags..


The no-AF Sapphire isn't on the main Chase credit card page, but it's still available. https://creditcards.chase.com/credit-cards/chase-sapphire.aspx

Depending on how long you've had your Sapphire, you might be able to upgrade, but I don't know if you'd be eligible for the waived first year AF or the sign up bonus.

Message 21 of 53
elim
Senior Contributor

Re: Whats your most favorite/used credit card?

for me.... hands down... from the transferable UR's to the weight, feel, durability of the card...

 

Chase_Sapphire_Preferredt.png

Message 22 of 53
Anonymous
Not applicable

Re: Whats your most favorite/used credit card?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Yes, it is metal. It clanks when you drop it and everything.


Well now i want it even more! well since i have the regular one without the annual fee, i might as well keep that since its no longer offered and app for the prefered, but i won't even be able to do that since i have 5 cards with chase already and don't want to trigger any more red flags..


The no-AF Sapphire isn't on the main Chase credit card page, but it's still available. https://creditcards.chase.com/credit-cards/chase-sapphire.aspx

Depending on how long you've had your Sapphire, you might be able to upgrade, but I don't know if you'd be eligible for the waived first year AF or the sign up bonus.


thats exactly why i don't want to upgrade but would rather apply so i could get the bonus and first year waived fee

Message 23 of 53
Anonymous
Not applicable

Re: Whats your most favorite/used credit card?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Yes, it is metal. It clanks when you drop it and everything.


Well now i want it even more! well since i have the regular one without the annual fee, i might as well keep that since its no longer offered and app for the prefered, but i won't even be able to do that since i have 5 cards with chase already and don't want to trigger any more red flags..


The no-AF Sapphire isn't on the main Chase credit card page, but it's still available. https://creditcards.chase.com/credit-cards/chase-sapphire.aspx

Depending on how long you've had your Sapphire, you might be able to upgrade, but I don't know if you'd be eligible for the waived first year AF or the sign up bonus.


thats exactly why i don't want to upgrade but would rather apply so i could get the bonus and first year waived fee


Not sure what the situation is with the 5 cards, but you could do a CL transfer on recon probably.

Message 24 of 53
Anonymous
Not applicable

Re: Whats your most favorite/used credit card?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Yes, it is metal. It clanks when you drop it and everything.


Well now i want it even more! well since i have the regular one without the annual fee, i might as well keep that since its no longer offered and app for the prefered, but i won't even be able to do that since i have 5 cards with chase already and don't want to trigger any more red flags..


The no-AF Sapphire isn't on the main Chase credit card page, but it's still available. https://creditcards.chase.com/credit-cards/chase-sapphire.aspx

Depending on how long you've had your Sapphire, you might be able to upgrade, but I don't know if you'd be eligible for the waived first year AF or the sign up bonus.


thats exactly why i don't want to upgrade but would rather apply so i could get the bonus and first year waived fee


Not sure what the situation is with the 5 cards, but you could do a CL transfer on recon probably.


just i heard that people who have too many accounts with chase or more than 4 new chase accounts in a year get aa taken against them, so i don't want to obtain a sixth card anytime soon from them

Message 25 of 53
upnorth
New Contributor

Re: Whats your most favorite/used credit card?

My favorite card currently is Fidelity Visa by FIA cards. 

I get 1.5% cash back for first $15k and then 2% cash back after that with no limits. I just applied for a Sams Master card. I will use that for gas and boot out Amex.

UNFCU Visa Azure $45k, Sams Master Card $35k, Amex Costco $25k, Fidelity Visa $25k, Chase Freedom $18k, Cap 1 Mastercard $12.5k, Kohls $1.5k, Cancelled on my own BA $25 (it was Schwab card earlier) and Chase Saffire $22k. Also have 2 business cards with Chase and 1 Amex Open. AU Target $2500.
Scores: 11/14 EX 801; 11/14 TU FICO 805; 11/14 Van 823
Message 26 of 53
Anonymous
Not applicable

Re: Whats your most favorite/used credit card?

I use my quicksilver one credit card the most because there is no interest until august next year
Message 27 of 53
gercredit
Contributor

Re: Whats your most favorite/used credit card?

For me it is a tie between Amex BCP and Chase CSP

Message 28 of 53
Anonymous
Not applicable

Re: Whats your most favorite/used credit card?

The Citi Forward (old grandfathered terms), without a doubt.  No annual fee, 5x points at restaurants, 5x on bookstores/Amazon, and 5x on entertainment with no cap on points earned.  It blows CSP out of the water and Sallie Mae (for me because I already have a good enough grocery/gas card), especially because once I get my Thankyou Premier, I will essentially be earning 6x points at restaurants as a result of the 1.25x travel boost from the TYPremier.

 

The Citi Forward is such a non-intimidating and friendly card but it packs a HUGE punch, especially when paired up with the TYPremier.  The fact that it's not attainable anymore makes it "my precious" even more.

Message 29 of 53
bada_bing
Frequent Contributor

Re: Whats your most favorite/used credit card?

My #1 favorite card is Sallie Mae - but it doesn't get the most monthly spend because of the reward caps. I spend $250 gas/ $150 groceries (walmart) and $200 Amazon per month on it. 

I spend the most on AlaskaAir Visa, I spend about $800 a month on airfare and it also covers my non-phone/internet utilities, so $1500/month total.

If I had to downsize to only one card, it would probably be my Amex BCP, although I might choose the AlaskaAir because of the match with my spending and being a Visa.

+ 850 FICO8 since 2015, Thanks MyFICO - 5+ years since last HP
Message 30 of 53
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