I got my BOA CC 11/07 with a 5k CL. I hit the luv button in Feb and got 10k...hit it again in June and got 15k. I've been itching to hit it again, but with all the credit mess and CLDs going on I figure I need to just fly under their radar since I'm carrying a balance right now from 0% no-fee BTs). I'll try to control myself. 
@plasticguy wrote:
BANK OF AMERICA
Address:
POB 17054
WILMINGTON, DE 19884
(800) 421-2110 Account Number:
Address Identification Number:
Status:
Open/Never late.
Date Opened:
02/2004 Date of Status:
10/2008 Reported Since:
03/2004 Last Reported Date:
10/2008
Type:
Revolving Terms:
N/A Monthly Payment:
Responsibility:
Individual
Credit Limit:
$67,500
I was just confused about the credit line on the BoA World MasterCard.
On 9-12-2008 (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=107194#M107194) you posted that this card had a $70,000 credit limit:
Transfer to Bank of America World MasterCard - XXXX 1.99%Fixed Until April 2009 Low APR1 Offer ID: CL3MWM366 Start Saving Today Consolidate high-interest balances at a promotional rate of 1.99%. This offer applies to qualifying balances through your statement closing date in April 2009. Additional restrictions may apply. Review the terms and conditions for complete details. Available Credit: $70,0000
Note: You really should inform Bank of America that there are only 4 zeros in $70,000.
@Anonymous wrote:
@plasticguy wrote:
BANK OF AMERICA
Address:
POB 17054
WILMINGTON, DE 19884
(800) 421-2110 Account Number:
Address Identification Number:
Status:
Open/Never late.
Date Opened:
02/2004 Date of Status:
10/2008 Reported Since:
03/2004 Last Reported Date:
10/2008
Type:
Revolving Terms:
N/A Monthly Payment:
Responsibility:
Individual
Credit Limit:
$67,500
I was just confused about the credit line on the BoA World MasterCard.
On 9-12-2008 (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=107194#M107194) you posted that this card had a $70,000 credit limit:
Transfer to Bank of America World MasterCard - XXXX 1.99%Fixed Until April 2009 Low APR1 Offer ID: CL3MWM366 Start Saving Today Consolidate high-interest balances at a promotional rate of 1.99%. This offer applies to qualifying balances through your statement closing date in April 2009. Additional restrictions may apply. Review the terms and conditions for complete details. Available Credit: $70,0000
Note: You really should inform Bank of America that there are only 4 zeros in $70,000.
LOL
@Anonymous wrote:
@plasticguy wrote:
BANK OF AMERICA
Address:
POB 17054
WILMINGTON, DE 19884
(800) 421-2110 Account Number:
Address Identification Number:
Status:
Open/Never late.
Date Opened:
02/2004 Date of Status:
10/2008 Reported Since:
03/2004 Last Reported Date:
10/2008
Type:
Revolving Terms:
N/A Monthly Payment:
Responsibility:
Individual
Credit Limit:
$67,500
I was just confused about the credit line on the BoA World MasterCard.
On 9-12-2008 (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=107194#M107194) you posted that this card had a $70,000 credit limit:
Transfer to Bank of America World MasterCard - XXXX 1.99%Fixed Until April 2009 Low APR1 Offer ID: CL3MWM366 Start Saving Today Consolidate high-interest balances at a promotional rate of 1.99%. This offer applies to qualifying balances through your statement closing date in April 2009. Additional restrictions may apply. Review the terms and conditions for complete details. Available Credit: $70,0000
Note: You really should inform Bank of America that there are only 4 zeros in $70,000.
plasticguy-
Another thing that perplexes me is that on 10-03-2008 you wrote (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=119515#M119515) :
- Enjoy 1.99% promotional APR1 on balance transfers through your statement closing date in April 2009
- Get more spending power—your credit line has been increased to $67,500
- Lower your overall monthly payments by consolidating into one
How can a credit line that was $70,000 be increased to $67,500? That's clearly, a credit line decrease!
I'm really a nice person, why are you picking on me
Below is the updated list of my credit risk level is less than 1%
Below is the updated list of my credit risk level is less than 1%
BOFA World Mc $67,500
Chase Freedom World $50,500
Chase Pro Biz $25,000
Citizens Bank RBS $25,000
Amex Blue $23,000
PNC Bank $22,500
Merrill Lynch $30,400,
GM HSBC Flexible Rewards $16,000
Discover $15,000
Citi Professional $15,000
Citi DIamond $10,000
HSBC Direct $12,500
Capital One $14,000
HSBC Platinum Cash $10,000
no one is perfect, we all make mistakes
@plasticguy wrote:
I'm really a nice person, why are you picking on me
I apologize if I appear that I'm picking on you!
I'm always very interested in posts from FICO High Achievers and/or members who have high credit lines. I generally examine these posts very closely.
I'd love to see you post in "Understanding FICO Scoring." Given your high scores, I'm certain other members would love to ask you about how you attained such high FICO scores. The next time you pull your credit reports, make certain to post a screenshot of your FICO scores on one of that board's FICO High Achievers threads.
I'm truly sorry if I offended you.