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When Can You Request Discover CLI?

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Broke_Triathlete
Valued Contributor

Re: When Can You Request Discover CLI?


@601fluguy wrote:
$26k worth of increases in a year? Wowwww congrats

Yea it was crazy and thank you! They always seemed to double my limit with the CLI. So it didn't take long to get up to where I'm at now. 

Personal:

Business:


Message 31 of 40
fishbjc
Senior Contributor

Re: When Can You Request Discover CLI?

No luv from Discover, to the sock drawer she goes. 

Message 32 of 40
Anonymous
Not applicable

Re: When Can You Request Discover CLI?

One member went from a $4500 SL on his discover to about $50k in under a year and a half.
Message 33 of 40
Anonymous
Not applicable

Re: When Can You Request Discover CLI?

if you have new accounts forget about disco giving you CLI....

Message 34 of 40
Anonymous
Not applicable

Re: When Can You Request Discover CLI?

I've had my Discover card for over three years now. Consistent CLIs every 4 months. The first two were auto, I had to request the 3rd one and it was an HP. All requested SP CLIs each four month interval since. Always 4 months, never less. I've tried less at least half a dozen times and I always get a rejection letter stating "too little experience with current credit line."
Message 35 of 40
drmceo
Contributor

Re: When Can You Request Discover CLI?


@Anonymous wrote:

if you have new accounts forget about disco giving you CLI....


how new is new? after 3? 6? 9? 12? months is it not new enough to get a cli from discover? 

Message 36 of 40
800who
Regular Contributor

Re: When Can You Request Discover CLI?

Discover is pretty lienient from what I've heard. I got opened mine 9/2016 and got an auto CLI in 3 months then today just requested a CLI and told me they could give $250 and I laughed and I said no I want more and she laughed and connected me with someone else who gave me $1000 CLI with SP. my starting CL was $2500. just don't do a HP and you have nothing to lose.

Message 37 of 40
Anonymous
Not applicable

Re: When Can You Request Discover CLI?

I once spoke to a very nice Credit specialist from bank of America that told me anything under 1 year is considered "new"....

Message 38 of 40
Anonymous
Not applicable

Re: When Can You Request Discover CLI?


@Anonymous wrote:

if you have new accounts forget about disco giving you CLI....


Account is 92 days old, just received a CLI today.  Opened 5 new accounts since I opened the Discover.  Small SL of $800, CLI of $300, but it's clearly not cut and dry with new accounts.

Message 39 of 40
Anonymous
Not applicable

Re: When Can You Request Discover CLI?

I had CLI the first 6 months of my account after that hardly nothing....mnay new accounts....for some reason the older the account gets and if you add new accounts they shut you down. you are still in the honey moon phase of the relationship trust me Disco cuts you off as time goes on.

Message 40 of 40
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