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Hi All!
I was one that received the blue envelope on my 6 sync cards and closed them all 3 months ago. My question is, how long should I wait before attempting to apply with them again? I really miss my walmart and gap cards. I dont want to deal with this envelope situation again and realize where all my calls to CS and rate of new accounts I opened with them was damaging.
Any information is appreciated.
You say you don't want to deal with another blue envelope yet you want to go back to the ones that mailed it to you. Find someone else that satiates that appetite for destruction.
I closed all but 1, they closed my amazon account. All were paid before closure and i want my walmart back. Gap, I dont care about... walmart and Amazon i would like. Plus Sync seems to be the bank behind a lot of popular stores these days. I was at JCpenney the other day and realized sync does them too! Thank goodness I didnt app.
This one should be obvious. If you didn't reply to their inquiry to see what your true income is then you'll probably either have to prove your income or not get the card back. You seem to be trying to outsmart the system and they'll be ready for you.
@pizza1 wrote:
Depends...
Did they (synch) close your cards, or did you close them after you got the blue envelope?
If they closed them, Id wait 6 months after it was closed.
If you closed them, they have a policy of 1yr, that you can't reapply and get the same card within 1yr from when you closed it. For ex....you closed your Gap card 3 months ago, you can't reapply for this card again for 9 more months.
Pizza,
you are 100% correct about the 1 year rule, however....l started thinking about that sweet 84 month financing Lowes has and apped in November after closing last June. It went pending and showed up a few weeks later😗.
apparently that rule is not as set in stone as Synchrony would have us believe
@woodyman100 wrote:
@pizza1 wrote:
Depends...
Did they (synch) close your cards, or did you close them after you got the blue envelope?
If they closed them, Id wait 6 months after it was closed.
If you closed them, they have a policy of 1yr, that you can't reapply and get the same card within 1yr from when you closed it. For ex....you closed your Gap card 3 months ago, you can't reapply for this card again for 9 more months.Pizza,
you are 100% correct about the 1 year rule, however....l started thinking about that sweet 84 month financing Lowes has and apped in November after closing last June. It went pending and showed up a few weeks later😗.
apparently that rule is not as set in stone as Synchrony would have us believe
You're lucky!! I cant believe you got it back, lol! Thats awesome!
@Anonymous wrote:This one should be obvious. If you didn't reply to their inquiry to see what your true income is then you'll probably either have to prove your income or not get the card back. You seem to be trying to outsmart the system and they'll be ready for you.
To me it's anything but obvious.
If the OP is approved for a new account Synchrony might be perfectly fine with lower exposure without any POI at all. Also I don't recall seeing posts/threads that told about anybody that refused to provide POI (I would refuse as well) being prevented from getting new accounts with Synchrony.
It's not about trying to 'outsmart' Synchrony; it's about getting an account the OP wants while remaining within Synchrony's comfort-zone.