@Newbie2018 wrote:Hello, it has been a while since i have posted but i would like to know when is a good time to close cards after rebuilding your credit. I am at 690 nfico 8 and most of the cards i dont use and are at 0. Out of about 13 i am ready to get rid of some. Will the score drop once cards are closed? I do plan on applying for a home owners loan next year and that is apart of the reason i want to close them.
OP, closed accounts will continue to report for up to 10 years. Also, if the accounts you intend to close are helping your utilization look healthy, your score can drop due to the appearance of increased credit usage.
I am sure someone more knowledgeable than I will chime in soon. 
@Newbie2018 wrote:
All of them are under 6 months old. They are comenity cards done via sct
In that case, feel free to close them out. The limits are probably low, and the accounts are pretty new. 
@longtimelurker wrote:
@Anonymous wrote:OP, closed accounts will continue to report for up to 10 years, but closing accounts that are really old can bring down your AAoA quite a bit.
What does the second bit mean?
@I was confusing Credit Karma with Fico once again. Thanks for pointing that out, @longtimelurker.