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When do Citi, Synchrony, and Comenity report utilization?

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pinkandgrey
Senior Contributor

When do Citi, Synchrony, and Comenity report utilization?

Is it the statement balance for all of these?

Thanks!

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 1 of 6
5 REPLIES 5
imaximous
Valued Contributor

Re: When do Citi, Synchrony, and Comenity report utilization?

Yes for Citi and SYNCB.
I don't have any Comenity cards.
Message 2 of 6
FinStar
Moderator Emeritus

Re: When do Citi, Synchrony, and Comenity report utilization?

They typically report shortly after the statement closing date depending on whatever Comenity, Citi or SYNCB account(s) you have.
Message 3 of 6
Anonymous
Not applicable

Re: When do Citi, Synchrony, and Comenity report utilization?

I have 3 synchrony cards.
All of them report between the 20th and the 23rd of each month.
Yours may be different of course.
Hope this helps !
Message 4 of 6
Life_take2
Contributor

Re: When do Citi, Synchrony, and Comenity report utilization?

I have all three and here has been my exp:

Bank                     Reports                              When

Citi (BB)               Statement Close bal         2-3 Days after Stmnt

Sync                     Statement Close bal         2-3 Days after Stmnt

Comenity           *Statement Close bal       3-6 Days after Stmnt

* if card has activity

BK7 -9/15 Starting EQ-571 | TU-528 | EX-572 ---> Jan'26- Fico8: EQ-830 | TU-822| EX-819 Fico9: EQ-843| TU-841 | EX-839


Amazon Store 10,000 * Apple Card-GS 13,000 * Barclay View 16,400 * Citi Costco Visa 8,100 * * Citi BB Visa 10,000 * Citi Strata Premier 12,900 * Discover 8,100 * Discover Miles 14,500 * Home Depot 10,000 * HSN 10,000 * Kohls 3,500 * NFCU Flagship 46,000 * NFCU AMEX 33,000 * Nusenda PLOC 20,000 *PenFed Gold 12,500 * PenFed HELOC 45,600* Sam's Club MC 20,000 *Wells Fargo Platinum 1,100 * Wells Fargo Autograph 25,000 * Wells Fargo Reflect 10,000
Total CL $332,100
Util% Sub 1% AAOA: 62 Mo

Message 5 of 6
pinkandgrey
Senior Contributor

Re: When do Citi, Synchrony, and Comenity report utilization?

Thanks! Super helpful answer! 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 6 of 6
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