When do new CCs first report to CBs?

[Anonymous]

Wondering when new CC TLs first report to the CBs? Do they normally report after first use, first statement with a balance, or not at all until used?

Also curious if they normally report to all 3 bureaus?  

I have capital one, sallie mae mc, amex, discover, and PenFed promise that I have all recently been approved for if that matters

thanks

[Anonymous]

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@Anonymous wrote:

Wondering when new CC TLs first report to the CBs? Do they normally report after first use, first statement with a balance, or not at all until used?

Also curious if they normally report to all 3 bureaus?  

I have capital one, sallie mae mc, amex, discover, and PenFed promise that I have all recently been approved for if that matters

thanks

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They vary from before you get the card to several months after. They all will report to the threeCRAs.

[Anonymous]

Ok I know PenFed already hit I may have had the card only for a few days. 

[delaney1]

My Cap one reported to all 3 bureaus a few days after the first statement.

[FinStar]

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@Anonymous wrote:

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@Anonymous wrote:

Wondering when new CC TLs first report to the CBs? Do they normally report after first use, first statement with a balance, or not at all until used?

Also curious if they normally report to all 3 bureaus?  

I have capital one, sallie mae mc, amex, discover, and PenFed promise that I have all recently been approved for if that matters

thanks

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They vary from before you get the card to several months after. They all will report to the threeCRAs.

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Right.  Some, depending on the lender, can report within a matter of hours or the same day.  Others, like Irish mentioned, can take a couple months (i.e. AMEX, Discover, etc.).

[Kidcat]

Barclays reported to all 3 before I received the card...lol

[Anonymous]

Varied from a week to almost two months for all of mine, but the ones that took the longest still has my open date listed from when the account actually opened so I guess it didn't really make a difference