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When does a new account show up on CRs + WF Question

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Anonymous
Not applicable

Re: When does a new account show up on CRs + WF Question

I took a card from them because they were the only bank allowing me to get a card w/o a SSN. Being a non immigrant student I didnt have a SSN when I got my WF secured card.. I knew they suck but I had no option. Even the sub primes wont issue you a card w/o SSN

Message 11 of 17
HiLine
Blogger

Re: When does a new account show up on CRs + WF Question

Interesting. I didn't know you could get a credit card at all without an SSN. Were you able to access your credit profile without an SSN?

 

Message 12 of 17
dodgerslv
Valued Contributor

Re: When does a new account show up on CRs + WF Question

Most likely if your card does graduate you keep the same benefits and rewards that comes with it. I remember one student was trying to product change is college WF visa to a Cashback Visa and they would not let him. I really dont know what kind of WF secured card you have but just call and ask and they will give you a more definite answer.

gardening since 5/21/2016
Message 13 of 17
Anonymous
Not applicable

Re: When does a new account show up on CRs + WF Question


@HiLine wrote:

Interesting. I didn't know you could get a credit card at all without an SSN. Were you able to access your credit profile without an SSN?

 


Even I was surpirsed when the banker asked me if I want to open a CC acccount along with checking. I told her that I dont have a SSN she said its not a problem they can do it with my DL tooo.. I dont know how they did it. Now that I have a SSN I can see them reporting on all 3 since the date I opened the account. I have more than a years history that allowed me to get an AMEX the day I got my SSN.

I never tried to access my credit profile but I started getting preapproved offers from Cap1 some 2-3 months after I opened acccount with WF and AMEX gold offers some 7-8 months later.

Message 14 of 17
Anonymous
Not applicable

Re: When does a new account show up on CRs + WF Question

I get no rewards what so ever. I dont care about the rewards as I not using that card (except for RedBox). 

Message 15 of 17
dodgerslv
Valued Contributor

Re: When does a new account show up on CRs + WF Question


@Anonymous wrote:

I get no rewards what so ever. I dont care about the rewards as I not using that card (except for RedBox). 


call them up and ask them if they can enroll your card in the cash rewards program. My WF secured card has it so i know its out there.

gardening since 5/21/2016
Message 16 of 17
Anonymous
Not applicable

Re: When does a new account show up on CRs + WF Question


@dodgerslv wrote:

@Anonymous wrote:

I get no rewards what so ever. I dont care about the rewards as I not using that card (except for RedBox). 


call them up and ask them if they can enroll your card in the cash rewards program. My WF secured card has it so i know its out there.


I called them.. the lady said they can not do it now.. It can only be done when the account was opened.

Message 17 of 17
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