@Jg1234 wrote:Hello everyone first time poster here
My first creditcard is a first fininancial bank. At the 6th month mark a few days ago I applied for a capital one journey card and got approved instantly. I always pay on time. I was wonder when I should apply for my 3rd, I really want to apply for the discover student it card, any suggestions to when I should apply? My TU score is 676.
IMO you can go for it now if you're going for the student version and let them age all together. Your TU score seems okay for an approval, otherwise wait another 3-6months and try if you can wait.
@yudeology101 wrote:
@Jg1234 wrote:Hello everyone first time poster here
My first creditcard is a first fininancial bank. At the 6th month mark a few days ago I applied for a capital one journey card and got approved instantly. I always pay on time. I was wonder when I should apply for my 3rd, I really want to apply for the discover student it card, any suggestions to when I should apply? My TU score is 676.
IMO you can go for it now if you're going for the student version and let them age all together. Your TU score seems okay for an approval, otherwise wait another 3-6months and try if you can wait.
I agree! If you do that, I wouldn't app for a while IMHO.
@Jg1234 wrote:Hello everyone first time poster here
My first creditcard is a first fininancial bank. At the 6th month mark a few days ago I applied for a capital one journey card and got approved instantly. I always pay on time. I was wonder when I should apply for my 3rd, I really want to apply for the discover student it card, any suggestions to when I should apply? My TU score is 676.
+1 for going for the Student IT card. I got mine as my very first card, so I am thinking Discover is lenient towards thin files (YMMV), and with no baddies on your record, I would say go for it.
