When the fico will return after to many new accounts in the last 3 months

[astritaho1979]

I was wondering what is the opinion in here about me opening to many accounts back in october.Just wondering when will the score will go up again taking in to considiration that the new accounts will age Score at transunion was 729 fico back in october 2012 now it stalling at 708 fico.

[daybreakgonesXe]

6 months after the inquiries, you will likely see your score going up again since the impact will be less at that 6 month mark!

[astritaho1979]

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@daybreakgonesXe wrote:
6 months after the inquiries, you will likely see your score going up again since the impact will be less at that 6 month mark!

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kool thanks for the info

[BellaBuckie]

Thank-you too!!!

[nicholasyud]

Wow its take that long......

Seem like its easy to drop than gain in my case......

[Duncanrr]

You can start to see gains in 3 months.  It really depends on you credit report.   Thinks like AAoA, payment history and UTIL all come into play.

For example: in about 45 days from when you app your new card should start reporting.  Depending on your UTIL you may get a bump from the new CL reporting.  On the opposition end, depending on where your AAoA is when it starts to report you may get dinged again.  Another example, if you have a history of poor payments then 3 months of another account with on-time payments may give you a bump.

Its really impossible to predict.  6 months and you should see some gains (all things being equal).

[chnceit]

Scores play a part on approval, but what's in your report is really going to get you higher CL's. 

But if you are eyeing scores after inquiries and approvals then 6 months definitely. 

[beb86]

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@astritaho1979 wrote:

I was wondering what is the opinion in here about me opening to many accounts back in october.Just wondering when will the score will go up again taking in to considiration that the new accounts will age Score at transunion was 729 fico back in october 2012 now it stalling at 708 fico.

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Keen UTIL low and keep apps to a min and you should see your score shoot up (and maybe have a chance with Citi) haha... Best of luck to you though.

[astritaho1979]

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@beb86 wrote:

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@astritaho1979 wrote:

I was wondering what is the opinion in here about me opening to many accounts back in october.Just wondering when will the score will go up again taking in to considiration that the new accounts will age Score at transunion was 729 fico back in october 2012 now it stalling at 708 fico.

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Keen UTIL low and keep apps to a min and you should see your score shoot up (and maybe have a chance with Citi) haha... Best of luck to you though.

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why not citi too right?lol