When to apply Amex SPG?

[sal2009]

how long until I shld apply for he Amex spg card? I just recently got accepted for Amex premier rewards gold charge...after multiple recon attempts..had to get manual review bc of old cancelled bk account. I really wanted spg card but got prg bc I heard charge cards easier to get approved. Figured after using a bit

of using prg I would apply. Advice as to when?

[Anonymous]

Since Amex seems to only record a hard pull upon approval, I'd suggest applying in January to get it backdated to Jan. 2012.  If denied, try again every month if you want to, though I might suggest every 3 or so months.

[Anonymous]

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@Anonymous wrote:

Since Amex seems to only record a hard pull upon approval, I'd suggest applying in January to get it backdated to Jan. 2012.  If denied, try again every month if you want to, though I might suggest every 3 or so months.

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Wow. Did I understand that right? If you apply for an Amex Credit or Charge card you only get dinged with a hard pull if they approve you and don't hit your CR with any marks if they deny you? If so, very cool! 

[creditnocash]

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@Anonymous wrote:

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@Anonymous wrote:

Since Amex seems to only record a hard pull upon approval, I'd suggest applying in January to get it backdated to Jan. 2012.  If denied, try again every month if you want to, though I might suggest every 3 or so months.

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Wow. Did I understand that right? If you apply for an Amex Credit or Charge card you only get dinged with a hard pull if they approve you and don't hit your CR with any marks if they deny you? If so, very cool! 

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if your a amex member yes thats correct. 

[Anonymous]

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@creditnocash wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Since Amex seems to only record a hard pull upon approval, I'd suggest applying in January to get it backdated to Jan. 2012.  If denied, try again every month if you want to, though I might suggest every 3 or so months.

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Wow. Did I understand that right? If you apply for an Amex Credit or Charge card you only get dinged with a hard pull if they approve you and don't hit your CR with any marks if they deny you? If so, very cool! 

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if your a amex member yes thats correct. 

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Ah, so non members get treated the same as if you're app'ing with any other company. It's just once you're in the door and applying for a new line they start to ignore the hard pulls on denials?

[Anonymous]

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@Anonymous wrote:

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@creditnocash wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Since Amex seems to only record a hard pull upon approval, I'd suggest applying in January to get it backdated to Jan. 2012.  If denied, try again every month if you want to, though I might suggest every 3 or so months.

---

Wow. Did I understand that right? If you apply for an Amex Credit or Charge card you only get dinged with a hard pull if they approve you and don't hit your CR with any marks if they deny you? If so, very cool! 

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if your a amex member yes thats correct. 

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Ah, so non members get treated the same as if you're app'ing with any other company. It's just once you're in the door and applying for a new line they start to ignore the hard pulls on denials?

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Should have clarified that.  Yes, as an existing Amex cardmember, future applications seem to only result in hard pulls upon approval.