No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have 2 Chase accounts that have been opened for years, but recently ive had higher balances on them.
Once I get these paid down, which should be the next month or so...how soon after should I ask for a CLI?
Scores are hovering 680-700..but I know I would get denied as my balances are too close to the limits...but should I pay them down and wait a month? Or can I do it sooner?
IMO after they report the changes on your CR