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When will Amex authorized user show up on my credit reports?

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When will Amex authorized user show up on my credit reports?

I was added as an authorized user on an Amex on 3-05-11.  I know the statement generates around the 15th.  Do you think it will show up shortly after the 15th in April?  I am anxious to have this account added on as my current oldest account is only 3yrs old and this Amex has a 24yr perfect payment history.  I have heard that Amex does backdate, right?  Thanks for any help!

Message 1 of 5
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Established Contributor

Re: When will Amex authorized user show up on my credit reports?

Amex usually takes about 45-60 days to show up on reports once an account is added into their system.  Remember, an AU account usually doesn't carry as much weight on a CBR during a manual review as if you were the primary cardholder.  The real benefit of backdating is when you get your own Amex and you can request them to backdate your membership to the account you are currently an AU on.

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Message 2 of 5
Member

Re: When will Amex authorized user show up on my credit reports?

I am in the same situation.  So just wondering eventually how long did it take for your american express account to show up?  I was added on June 2nd.  Hopefully, it will show up in mid July.  Thanks for anyone who knows about this!!!

Message 3 of 5
Frequent Contributor

Re: When will Amex authorized user show up on my credit reports?

I added DS as AU on my TE Amex first of the year. My statement cutoff is the 3rd, but Amex reports the balance (or lack thereof) on the last day of the month.

 

I think it was the end of the following month that they finally reported.

 

It is great that Amex assigns separate account numbers. He can even log in and pay his own charges. I would think that would carry weight with Amex at some time in the future when he goes for his own card.

 

 

 

"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Message 4 of 5
Member

Re: When will Amex authorized user show up on my credit reports?

Thanks for your info.  Will wait for it anxiously!

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