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Where not to use an AMEX card?

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Duncanrr
Valued Contributor

Re: Where not to use an AMEX card?


@jsucool76 wrote:

@HenryJumbo wrote:

Maybe they are profiling, not where you shop but WHAT you shop. If you're shopping at Walmart you should be okay, but don't buy Bud, Bud Light or any beer from Anheuser-Busch. Only deadbeats drink Bud. 


Can't buy PBR either. Smiley Tongue 


I'm good there. Only drink Abita Amber!


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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Message 31 of 50
OnTheRebound
Established Contributor

Re: Where not to use an AMEX card?


@Duncanrr wrote:

@jsucool76 wrote:

@HenryJumbo wrote:

Maybe they are profiling, not where you shop but WHAT you shop. If you're shopping at Walmart you should be okay, but don't buy Bud, Bud Light or any beer from Anheuser-Busch. Only deadbeats drink Bud. 


Can't buy PBR either. Smiley Tongue 


I'm good there. Only drink Abita Amber!

I quess I'm Mod Cut drink Bud Light and only Bud Light. I like it and it's cheap and almost always on sale. Hey, you can't beat $8.99 / 18 pack.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 32 of 50
jsucool76
Super Contributor

Re: Where not to use an AMEX card?

Amex only likes you if you purchase yuengling or blue moon. 

Message 33 of 50
Duncanrr
Valued Contributor

Re: Where not to use an AMEX card?

Blue moon is only good out of a keg. Maybe that should be my first use of card. Does Walmart sell kegs?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 34 of 50
pizzadude
Credit Mentor

Re: Where not to use an AMEX card?

 

Back on topic......Seriously, IMO AMEX doesn't care where you use their cards.   They actually want you to swipe it everywhere you can, they make money that way....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 35 of 50
Anonymous
Not applicable

Re: Where not to use an AMEX card?


@pizzadude wrote:

 

Back on topic......Seriously, IMO AMEX doesn't care where you use their cards.   They actually want you to swipe it everywhere you can, they make money that way....



Big +1 to this.  I can't believe some people get so paranoid with Amex.

Message 36 of 50
SwampSystems
Frequent Contributor

Re: Where not to use an AMEX card?

My first two Amex purchases were from McDonald's and Taco Bell. No issues here.

Message 37 of 50
thrasher865
Valued Contributor

Re: Where not to use an AMEX card?

AMEX doesn't know what you buy.  They only see a $x.xx purchase from Walmart.

 

I shop at Walmart, have shopped at Marshall's before, and my mortgage was with Countrywide (I think) before they got bought out by BofA.  Now it's with BofA, obviously.  I didn't even know Countrywide was a subprime lender.  My mortgage was sold to Countrywide, and it's anything but a subprime loan.


Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Message 38 of 50
OhioCPA
Frequent Contributor

Re: Where not to use an AMEX card?

My ACM uses his card at Walmart, so far no issues for either one of us.

 

About the only place I wouldn't use an Amex is a furniture/electronics rental place such as Aaron's. I have heard of at least one FR where Amex quoted the fact that they used their card to rent furniture and that matched a high risk profile.

________________________________________________________________________________
Message 39 of 50
webhopper
Moderator Emeritus

Re: Where not to use an AMEX card?


@OhioCPA wrote:

My ACM uses his card at Walmart, so far no issues for either one of us.

 

About the only place I wouldn't use an Amex is a furniture/electronics rental place such as Aaron's. I have heard of at least one FR where Amex quoted the fact that they used their card to rent furniture and that matched a high risk profile.



Wow, rental furniture, who would have thought that was considered high risk Smiley Wink

 

Hopefully no one on this board is willing to pay those usurious prices for furniture.

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 40 of 50
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