I have used these 3 sites for seeing my prequals:
Where else would I look to see what cards I may be prequaled for?
Thanks,
Brew
Is the CapOne a HP?
Askes for full SSN
No sir... never has been for me
thank you
This was the result.
Which do you think I would get best SL with a 130k salary
thanks
Cap One
@Anonymouswrote:thank you
Promise to keep it on the down-low... all the good peeps in the garden might label me as an instigator.
*edit* As to your SL question, since either card can eventually PC over to a regular QS (without the AF) I'd snag the QS1 and use it as my primary spend making that 1.5% offset the fee and then some. Starting limits though... I have no clue if either is better than the other. Hazarding a guess I'd bet they are the same?
Those are both sub-prime cards. I have heard of starting lines up to $3,000 on the Platinum...but some also get $300 limits and a varying credit steps CLI in 5 months.
In my opinion, based on your scores in sig, there is something in your profile that they don’t like right now.
It appears you are having a hard time getting preapprovals? I would give it time and good payment/utilization behavior....the preapprovals will come again. There comes a point in credit that it just takes time.
Best of luck to you!
probably recent lates although that is 5 months ago as well as 1 collection 3 years old. other than that the report is fine.
*Edit* I got approved for 3k SL on Chase 4 months ago with a FICO 8 score of 635...
IDK :/
@Anonymouswrote:probably recent lates although that is 5 months ago as well as 1 collection 3 years old. other than that the report is fine.
*Edit* I got approved for 3k SL on Chase 4 months ago with a FICO 8 score of 635...
IDK :/
When in doubt...wait it out.
I've eventually learned to treat my credit cards as tools rather than toys. Getting a daily spend cash back card is great but remember to look at the long term rather than the "I want it NOW!"
(This wisdom moment is brought to you by years of experience in not always doing what was smart...however it was quite fun ! )