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Where to find prequals besides the obvious

Anonymous
Not applicable

Where to find prequals besides the obvious

I have used these 3 sites for seeing my prequals:

 

www.americanexpress.com

www.citicards.com

www.discovercard.com

 

Where else would I look to see what cards I may be prequaled for?

 

Thanks,

Brew

Message 1 of 17
16 REPLIES 16
Moneyklutz
Frequent Contributor

Re: Where to find prequals besides the obvious

Message 2 of 17
Anonymous
Not applicable

Re: Where to find prequals besides the obvious

Is the CapOne a HP?

 

Askes for full SSN

Message 3 of 17
Moneyklutz
Frequent Contributor

Re: Where to find prequals besides the obvious

No sir... never has been for me

Message 4 of 17
Anonymous
Not applicable

Re: Where to find prequals besides the obvious

thank you

Message 5 of 17
Anonymous
Not applicable

Re: Where to find prequals besides the obvious

This was the result.

 

Which do you think I would get best SL with a 130k salary

 

thanks

 

Cap OneCap One

Message 6 of 17
Moneyklutz
Frequent Contributor

Re: Where to find prequals besides the obvious


@Anonymouswrote:

thank you


Promise to keep it on the down-low... all the good peeps in the garden might label me as an instigator.  Smiley Tongue

 

*edit*   As to your SL question, since either card can eventually PC over to a regular QS (without the AF) I'd snag the QS1 and use it as my primary spend making that 1.5% offset the fee and then some. Starting limits though... I have no clue if either is better than the other. Hazarding a guess I'd bet they are the same?  

Message 7 of 17
Gidgetmom
Frequent Contributor

Re: Where to find prequals besides the obvious

Those are both sub-prime cards.  I have heard of starting lines up to $3,000 on the Platinum...but some also get $300 limits and a varying credit steps CLI in 5 months.

 

In my opinion, based on your scores in sig, there is something in your profile that they don’t like right now.

 

It appears you are having a hard time getting preapprovals?  I would give it time and good payment/utilization behavior....the preapprovals will come again.  There comes a point in credit that it just takes time.

 

Best of luck to you!

Message 8 of 17
Anonymous
Not applicable

Re: Where to find prequals besides the obvious

probably recent lates although that is 5 months ago as well as 1 collection 3 years old. other than that the report is fine.

 

*Edit* I got approved for 3k SL on Chase 4 months ago with a FICO 8 score of 635...

 

IDK :/

Message 9 of 17
Moneyklutz
Frequent Contributor

Re: Where to find prequals besides the obvious


@Anonymouswrote:

probably recent lates although that is 5 months ago as well as 1 collection 3 years old. other than that the report is fine.

 

*Edit* I got approved for 3k SL on Chase 4 months ago with a FICO 8 score of 635...

 

IDK :/


When in doubt...wait it out. 

 

I've eventually learned to treat my credit cards as tools rather than toys. Getting a daily spend cash back card is great but remember to look at the long term rather than the "I want it NOW!"  Smiley Very Happy

 

(This wisdom moment is brought to you by years of experience in not always doing what was smart...however it was quite fun ! Smiley Wink)

Message 10 of 17
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