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Well, with PayPal giving 6 pts/$ for the next couple months, and Discover and Chase offering 5%, along with PenFed Platinum Rewards always 5%. have you got any thoughts on where you'll put the gas this time?
Fro now, I told the Wife to stick it on the Discover More card. Paypal's conversion makes 6pts/$ less than 5%. On the other hand, Discover has the better values in the conversion, IIR. More Gift Cards on sale. But, I could use some input on that.
FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.
BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k
I'm using Chase this quarter. I like their card better. Besides, I just got through paying off Discover and won't be charging on that card anytime soon. The low limit isn't working for me and I'm constantly pushing payments through it. Ugh.
Aren't PenFed points worth the least? Not sure how valuable PayPal points are. Discover and Freedom points are basically equivalent - which one comes out ahead depends on whether you have a Chase card that boosts the value of UR points.
@HiLine wrote:Aren't PenFed points worth the least? Not sure how valuable PayPal points are. Discover and Freedom points are basically equivalent - which one comes out ahead depends on whether you have a Chase card that boosts the value of UR points.
I feel like Chase will always come out on top. I just like their UR mall better than Discover's I guess
Discover all the way since they double my limit last month
chase freedom baby! Although I told my sister to make sure to use her discover when she purchases gas since shes an AU on that card.
@maiden_girl wrote:
@HiLine wrote:Aren't PenFed points worth the least? Not sure how valuable PayPal points are. Discover and Freedom points are basically equivalent - which one comes out ahead depends on whether you have a Chase card that boosts the value of UR points.
I feel like Chase will always come out on top. I just like their UR mall better than Discover's I guess
Does the UR Mall offer discount on merchant gift cards?
@HiLine wrote:
@maiden_girl wrote:
@HiLine wrote:Aren't PenFed points worth the least? Not sure how valuable PayPal points are. Discover and Freedom points are basically equivalent - which one comes out ahead depends on whether you have a Chase card that boosts the value of UR points.
I feel like Chase will always come out on top. I just like their UR mall better than Discover's I guess
Does the UR Mall offer discount on merchant gift cards?
He saying chase always comes out ahead as you can transfer the points to an Ink or CSP and then transfer the points to miles or hotel points which makes the points more valuable.
And freedom for me as well.
Ink Plus. 2X UR is fine for me.