I would never outright apply for a Capital One card...I would however do a PC on my QS card to a different one cause it's old and I don't wanna close an aged account.
Bank of America always gets dog piled when this topic comes up, which I personally don't understand — I've always received great service and never had a problem. Likewise with Chase.
Bank of America for me. Just a lot of annoyances were building up. Extremely difficult to get someone on the phone when calling about certain account types. Four visits to my branch just to get them to correct a 4 cent mistake so I could finally close that credit card. Being told they would do something and they never did. Lastly, the cut my local branches hours to 10am-4pm Monday through Friday, which means I have to take time away from work to do any banking business that requires a humanoid.
Just all aded up to transferred my money elsewhere.
I have accounts with multiple financial institutions and never had a problem with any of them. I just use my cards, pay in full, and reap the rewards 
Currently, I have no major complaints with any financial insitution 
Although except for the Amazon Prime card I have with Chase, tbh, none of their other card products interest me enough to want to app for another Chase card. (I can still remember back from when in the early 2000s, Chase was still offering credit cards at single-digit interest rates -- something they would obviously never do in today's credit environment -- I even had a Chase Platinum card with them at something like 6.XX% V APR, until they tried to rate-jack me and I closed it out, during CARD Act.)
As far as Bank of America, ime, I have actually had a relatively good experience with them. For many years and around the time when I first signed up for MyFico, they were the only card issuer I had a credit card with that survived CARD Act with a fixed-rate, single-digit APR still intact. Later on in my MyFico journey, I was blessedly able to apply for and be approved for other fixed-rate cards below 10%.
@galahad15 wrote:Currently, I have no major complaints with any financial insitution
As far as Bank of America, ime, I have actually had a relatively good experience with them. For many years and around the time when I first signed up for MyFico, they were the only card issuer I had a credit card with that survived CARD Act with a fixed-rate, single-digit APR still intact. Later on in my MyFico journey, I was blessedly able to apply for and be approved for other fixed-rate cards below 10%.
I too have a solid relationship with BOA. I mostly pay my balances off in full minus (a BT I have with Discover). These Interest rates are terrible.
BTW, nice card selection.
@sccredit wrote:I have had annoying experiences with banks but two come to mind that I will never deal with again. US Bank and Bank of the West.
Bank of the West was the primary bank at a business for me for years. It was a corporate account with all of the anyalysis fees and everything. They nickel and dimed everything. Moving from them to City National Bank saved over $1k a month is BS fees. When we informed them we would be transitioning to another bank they closed all accounts on the spot. Bounced checks and reputational harm that cannot be quantified. Nasty response from relationship manager was "we thought we'd help you along"
US Bank lost a wire transfer. Even providing them all of the FED Wire details they just kept saying they didn't have it. Yet when it was recalled bythe sendin gbank they refused the recall. Took a CFPB complaint and they magicallt "found" it. Pure incompetence.
How did you keep your composure? Sheeeesh!!! That's a lot to deal with all at once. Exiting a financial institution should not be difficult. They were beyond unprofessional. Ughhhh. Glad you found a way to save money.
Many people will say Synchrony . I personally don't have a problem with them.