No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Guyatthebeach wrote:
NASA FCU is the other financial institution, I will never ever bank with. Too many issues while trying to join inside a branch.
Guyatthebeach
Interesting. I have had only positive experiences with NASA FCU. I joined in the FotM days where they gave me a $30K CL with a soft pull, and I seem to have a different card from some, where each point is worth 1.5c (earning 1 point per $ spent, rather than the more usual credit card approach of 1.5 points per $ spent, each worth one cent). Their certificate rates are often very good, and their near yearly $100 back (+ normal rewards) for $1000 spend is very good value.
Longtimelurker,
I thought it would be easy to join when it was the flavor of the month. I was more interested in opening a CD rather than getting a credit card. We stopped in the Arlington branch while we in town to wanted to join in person. I brought everything we needed included an utility bill for proof of residency. They wanted a notarized copy of my deed to verify residency because whatever system was showing our condo and not our house which was our primary residency at the time. I didn't feel the reward was really worth all the effort, but I wasn't mailing a copy of the deed to have it get lost.
Guyatthebeach
@Lou-natic wrote:I'm going to go with Wells Fargo and Bank of America as well.
Not now, not ever.
@Lou-natic I couldn't possibly agree with you more! WF is horrible 👿
@Guyatthebeach wrote:I only have two financial institutions that I never ever do with again. I had a checking account with Wells Fargo and closed it when the branch I used closed. I only used the account to deposit cash when I couldn't drive to my main CU and bank which were an hour away. They posted a credit card payment to some else's account. It took 2 months to correct that. A year later, someone opened 2 checking accounts. Wells Fargo said that the employee opened them in error. I'm done with that bank.
NASA FCU is the other financial institution, I will never ever bank with. Too many issues while trying to join inside a branch.
Guyatthebeach
@Guyatthebeach aint no way they opened those accounts in error. There is a Netflix special on WF and their fraudulent practices. Tellers were telling stories of how the bank set unattainable goals on the amt of accounts they were required to open. Horrible!!!
I'm easy and sleazy. No matter which bank may have committed past transgressions, offer me a new and innovative cash back card, and I am signing up.
@ptatohed wrote:I'm easy and sleazy. No matter which bank may have committed past transgressions, offer me a new and innovative cash back card, and I am signing up.
@ptatohed Lol No judgement,. I get it. This is not a hill everyone is willing to die on. 😩
@ptatohed wrote:I'm easy and sleazy. No matter which bank may have committed past transgressions, offer me a new and innovative cash back card, and I am signing up.
I haven't been wronged by bank but if I was and they had a card I wanted, I would make sure I was an unprofitable customer.
A lot of the hatred seems to be based on a belief the that institution is a more-or-less unchanging whole. Whereas many of the stories aren't really "I was screwed by Bank X" so much as "CSR Y and supervisor Z did something terrible [which without emotion might also be quite minor]"
Y and Z may well have moved on, perhaps to your current favourite, and you just haven't met them yet, or they have improved. And similarly that great CSR from your favoutite bank has just got a job at Bank X.
So I'm with "If the new card is good enough, go for it, regardless of the bank" And I am sure someone like @Remedios is keeping track of this thread so she can say, in 3 years time when someone posts in the Approval section, "But you said you would never get a Bank Of America card!"
@longtimelurker wrote:A lot of the hatred seems to be based on a belief the that institution is a more-or-less unchanging whole. Whereas many of the stories aren't really "I was screwed by Bank X" so much as "CSR Y and supervisor Z did something terrible [which without emotion might also be quite minor]"
Y and Z may well have moved on, perhaps to your current favourite, and you just haven't met them yet, or they have improved. And similarly that great CSR from your favoutite bank has just got a job at Bank X.
So I'm with "If the new card is good enough, go for it, regardless of the bank" And I am sure someone like @Remedios is keeping track of this thread so she can say, in 3 years time when someone posts in the Approval section, "But you said you would never get a Bank Of America card!"
You're funny 😐
No, I won't quote anyone. Some people have a very fluid relationship with reality, so I've decided that grabbing popcorn is by far more entertaining.