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Which Bank can never get your Business Again?

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TheFIGuy
Established Contributor

Re: Which Bank can never get your Business Again?

Bank of the Devil, aka Bank of America

 

Bad Boys II -- "The Devil is not welcome here!"

Message 11 of 132
SouthJamaica
Mega Contributor

Re: Which Bank can never get your Business Again?


@mtnbikeman wrote:

Capital One - Wasting my time with a bucketed card and triple pulls

Wells Fargo - Closing my checking account with no notice 

Barclays - Auto declining anything and everything, even before my BK

Bank of America - Wasting my time and not honoring their sign on bonus (approved for a $4500 limited platinum card instead of the $5k Visa Sig)

Synchrony Bank - Demanding tax documents and holding my cards hostage

 

That's all for now. 


3 of yours are on my list too Smiley Happy In fact they are my list.

 

On the positive side, I noticed that you're a Dept of Interior FCU member, as am I. Much nicer to deal with an institution like that.


Total revolving limits 721200 (619200 reporting) FICO 8: EQ 725 TU 723 EX 700

Message 12 of 132
CreditCharmer
Regular Contributor

Re: Which Bank can never get your Business Again?


@TheFIGuy wrote:

Bank of the Devil, aka Bank of America

 

Bad Boys II -- "The Devil is not welcome here!"


😂😂😂 I had to laugh!  BOA is not doing well in the post I see.  

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.









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Message 13 of 132
CreditCharmer
Regular Contributor

Re: Which Bank can never get your Business Again?


@Cowboys4Life wrote:

CHASE.  One of their CSRs had the audacity to tell me the money I deposited with them in a checking account was not MY money but theirs and they simply let me use it.  I closed my accounts immediately on the spot.  I will NEVER do business with them again.


Come again?  Oh that's unacceptable.  I don't blame you one bit.  

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.









Take the myFICO Fitness Challenge


Message 14 of 132
CreditCharmer
Regular Contributor

Re: Which Bank can never get your Business Again?


@mtnbikeman wrote:

Capital One - Wasting my time with a bucketed card and triple pulls

Wells Fargo - Closing my checking account with no notice 

Barclays - Auto declining anything and everything, even before my BK

Bank of America - Wasting my time and not honoring their sign on bonus (approved for a $4500 limited platinum card instead of the $5k Visa Sig)

Synchrony Bank - Demanding tax documents and holding my cards hostage

 

That's all for now. 



There has always been something about Capital One that bugs me.  A triple pull from Cap 1 is utterly ridiculous.  

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.









Take the myFICO Fitness Challenge


Message 15 of 132
Zoostation1
Regular Contributor

Re: Which Bank can never get your Business Again?

New York Community Bank.  Wasn't dealing with them by choice, only due to an acquisition and they closed a checking account for a brief zero balance in a manner that wasn't consistent with anything in their written terms and conditions.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
Dec 2022 FICO 8:
Dec 2022 FICO 9:
Message 16 of 132
xenon3030
Established Contributor

Re: Which Bank can never get your Business Again?

Interesting topic. It is strange that WF is the fourth largest bank (based on wiki) while I see several people do not like to do business with it. Anyway, I do not see any good CC product from WF to do business with them Smiley Happy


Fico8: EX~EQ~TU~810 (12 month goal~840).
BOA (Custom Cash Rewards, Better Cash Rewards, Premium Rewards), Chase (CFF, CSP, Amazon), US Bank (Cash+, Altitude Go,Ralphs), Affinity CR, Discover, Citi (Premier), Amex (BCE, HH), Walmart/Cap1, Barclay View.
Message 17 of 132
fantic
Established Contributor

Re: Which Bank can never get your Business Again?


@sznthescore wrote:

Bank of America, Chase, Discover and these are just off experience. Not to mention, I have a "how will this bank/credit union benefit me" list of features I look for as well... calculated into a "Financial Benefit Score" lol Smiley Wink Adverse actions can get them closed/blocked or removed from my finances.


Off topic but Veridian? Beautiful 😍

 

On topic, Chase for still bucketing my CFF, and Barclays for twice denying CC apps.

Cap One 360 checking is excellent, easy setup and no fee incoming foreign wire, in contrast to PenFed which can't even receive it(no Swift code). So not really impressed with PenFed also requiring 500 deposit for 2% back. Did I make a mistake apping for checking & PCR, SL also being low.. Smiley Indifferent

Apr/21 C1 Plat. Secured(500->700):CLOSED, Aug; CITI DC(1000->1500->3000); PC to CC(Oct/22), Sep; CFF(500), Oct; Amazon store card(2100->4000->6000), CITI Best Buy store card(2000):CLOSED, Nov; Tomo(2000->3000), Jan/22; C1 S1(2000->2400), Feb; Disco It CB(3000->4500), Oct; WF Bilt(2500), Citi AA MileUp(7300), PenFed PowerCash(2000), Banc of California Max Cash Preferred(500) Nov; Citi AA Platinum Select(1500)
FICO8 EX 727 EQ 738 TU 746 FICO9 EX 727 EQ TU util 1~2%(of 33200)
AAoA 11m but TBD after app spree! AoOA 1y7m AoYA 0m Cards 5/6 7/12 13/24 Inq EX 4/6 14/12 EQ 2/6 3/12 TU 2/6 5/12
Future cards: Citi Rewards+/Disco Miles/BoA TR or CCR/WF Autograph/USB Cash+/FNBO BPme Rewards?/Synchrony Walgreens?/Chase United Explorer?
Message 18 of 132
acreditdummy123
Contributor

Re: Which Bank can never get your Business Again?

every bank is okay to me. Except US bank for biz and navy fed. US bank gave me a low af credit line and wouldn't let me cycle to earn the bonus. Navy fed is slow af at accepting my bank payments and slow with everything in general. they can't keep up in 2022 and it's a boomers' bank. however, i'd still get their cards for short term once they have better bonuses

Message 19 of 132
CreditCharmer
Regular Contributor

Re: Which Bank can never get your Business Again?


@acreditdummy123 wrote:

every bank is okay to me. Except US bank for biz and navy fed. US bank gave me a low af credit line and wouldn't let me cycle to earn the bonus. Navy fed is slow at accepting my bank payments and slow with everything in general. they can't keep up in 2022 and it's a boomers' bank. however, i'd still get their cards for short term once they have better bonuses



I agree with your assessment of NFCU...Sheeeesh. I haven't done business with US Bank 

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.









Take the myFICO Fitness Challenge


Message 20 of 132
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