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Which Bank can never get your Business Again?

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CreditCharmer
Regular Contributor

Re: Which Bank can never get your Business Again?


@longtimelurker wrote:

@CreditCharmer wrote:



6 years of payments?  **bleep**? Ughhhh  Ain't no way!!! I would've set the whole establishment ablaze.  I'm sorry that happened to you.  


Dear @CreditCharmer   We will be contacting you shortly.   Your use of the conditional fools nobody.

Special Agent In Charge Lurker

FBI Arson and Financial Crimes Division


Ut oh, I'm in trouble now 😂😂😂 

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.









Take the myFICO Fitness Challenge


Message 71 of 132
FireMedic1
Community Leader
Super Contributor

Re: Which Bank can never get your Business Again?

wine.JPG

J/K...................................Smiley Very Happy




Homeowner since Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my experiences after BK from learning here. Started 540's.
Message 72 of 132
1GaDawg85
Valued Contributor

Re: Which Bank can never get your Business Again?

I wouldn't apply for NASA FCU again. That's probably one of the few credit unions I'm not a massive fan of 


FICO 5 ,4, 2 - 10/2022                            FICO 8 - 11/2022                                   FICO 9 - 10/2022                                   FICO 10 - 10/2022
      
Message 73 of 132
CreditCharmer
Regular Contributor

Re: Which Bank can never get your Business Again?


@1GaDawg85 wrote:

I wouldn't apply for NASA FCU again. That's probably one of the few credit unions I'm not a massive fan of 


Not sure if this is the first NASA sighting in this post but I was just reading an adverse post about NASA. Hmmmm.  Just curious, what turned you off about them? 

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.









Take the myFICO Fitness Challenge


Message 74 of 132
Lou-natic
Frequent Contributor

Re: Which Bank can never get your Business Again?

I'm going to go with Wells Fargo and Bank of America as well.

Not now, not ever.

 

 

 




1/8/22
9/1/22
Message 75 of 132
1GaDawg85
Valued Contributor

Re: Which Bank can never get your Business Again?


@CreditCharmer wrote:

@1GaDawg85 wrote:

I wouldn't apply for NASA FCU again. That's probably one of the few credit unions I'm not a massive fan of 


Not sure if this is the first NASA sighting in this post but I was just reading an adverse post about NASA. Hmmmm.  Just curious, what turned you off about them? 


I think I'm just confused by their approvals. If you have a decent profile, they don't want you. I tried recently and was denied and then tried to recon and my profile is as strong as ever but still no dice. 


FICO 5 ,4, 2 - 10/2022                            FICO 8 - 11/2022                                   FICO 9 - 10/2022                                   FICO 10 - 10/2022
      
Message 76 of 132
DogwoodLynx
Regular Contributor

Re: Which Bank can never get your Business Again?


@Jeffster1 wrote:

Credit One...Never had one, but I consider them BELOW subprime. They are super-predatory, and just one step above the telephone scammers who claim they are with Norton or Microsoft. 

American Airlines Federal Credit Union - I was eligible though a family member. Never again. Ever. They are like the Keystone Cops, but with a mean streak. More problems than I can even list...none of which I created.

 

Los Angeles Federal Credit Union - Just awful. Attitude like I've never seen at a CU, which only got worse when I tried to close my account.

 

Barclays - I'm happily on their blacklist due to IIB. Barclays Blacklist Class of 2017. They can keep their crummy cards. 


Agreed on the AAFU. Crappy website, app, and honestly not great offerings.

*** Chapter 7 BK is in progress – Discharge Pending (est. 12/19/22)
Inquiries: 5/6mo 5/12mo 8/24mo (3 drop off Dec 2023) – Latest inquiries due to potential auto loan
Financial Goals: Build an Emergency Fund - 3 months of living expenses in cash, contribute to Fidelity IRA, Invest in a CD, find ways to increase income and reduce expenses, and keep educating myself on personal finance best practices
“You’re never gonna make the shots you don’t take, so you might as well fire away!” – Little Big Town (music group)

Message 77 of 132
M_Smart007
Legendary Contributor

Re: Which Bank can never get your Business Again?


@1GaDawg85 wrote:

I wouldn't apply for NASA FCU again. That's probably one of the few credit unions I'm not a massive fan of 


@1GaDawg85, I gave up toSmiley Tongue

Message 78 of 132
Guyatthebeach
Valued Contributor

Re: Which Bank can never get your Business Again?

I only have two financial institutions that I never ever do with again.  I had a checking account with Wells Fargo and closed it when the branch I used closed. I only used the account to deposit cash when I couldn't drive to my main CU and bank which were an hour away. They posted a credit card payment to some else's account. It took 2 months to correct that. A year later, someone opened 2 checking accounts.  Wells Fargo said that the employee opened them in error.  I'm done with that bank.

 

NASA FCU is the other financial institution, I will never ever bank with.  Too many issues while trying to join inside a branch.


Guyatthebeach

 

Message 79 of 132
gdale6
Moderator Emeritus

Re: Which Bank can never get your Business Again?

I have learned to never say never. My never was Citi until they came out with the custom cash card, it was too hard to resist.
Message 80 of 132
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