My utilization at the moment is between 0-1% for three accounts. Mt EQ CR is clean with a 779, my TU score is at 702 with one paid medical derog that I cannot get removed, but everything else is great. Mt EX (Plus) score is 779 with the same paid medical derog and everything else great. If I knew they would check EQ, I would apply today. But it sounds like they change from state to state. Is there anyone in the WV, MD and VA area that could shed some light on which CRA either of these stores pulled their inquiries from?
Thanks to everyone who has replied so far.