Which Card?

[WhirledPeasPlease]

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ineedcreditbad wrote:

A limit of 700 only.

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Cheddar was referring to your scores, you'll get a good limit w/ scores in the low 700s.

Your CS scores aren't too far from mine: 708, 709 and 696 - my real ficos are 672. 674 and 653 -- perhaps that helps w/ translating.

[Anonymous]

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ineedcreditbad wrote:

A limit of 700 only.

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No, no, I menat with scores in the low 700s you can get a decent Cap1 card, but not the best they have, which are the only ones worth having.

[WhirledPeasPlease]

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cheddar wrote:

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ineedcreditbad wrote:

A limit of 700 only.

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No, no, I menat with scores in the low 700s you can get a decent Cap1 card, but not the best they have, which are the only ones worth having.

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Ahem, Boss, I was on it!

-Peas (aka Cheddar's Asst)

[Anonymous]

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WhirledPeasPlease wrote:

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cheddar wrote:

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ineedcreditbad wrote:

A limit of 700 only.

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No, no, I menat with scores in the low 700s you can get a decent Cap1 card, but not the best they have, which are the only ones worth having.

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Ahem, Boss, I was on it!

-Peas (aka Cheddar's Asst)

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LOL!

Well, I saw that post before I saw yours, so I responded before I read the rest of the thread.

[Anonymous]

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ineedcreditbad wrote:

What about chase or citibank cards?

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Chase and Citibank might be doable if you don't have baddies, but they don't really fit your criteria above.  Their rewards typically expire and they're not usually unlimited.

I think the only issuer that does the extended warranty thing is Amex, with the exception of Visa Signature cards and World MC cards, but I don't think you have the scores for those.

Still thinking....

[haulingthescoreup]

Go read Bank of America's description of its WorldPoints program. These cards do report.

https://wwwa.managerewardsonline.com/RMSapp/Ctl/entry?pid=mwprwd

They probably aren't perfect, but they're pretty flexible, and BofA tends to be generous if you don't get on their bad side. HTH

[Anonymous]

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haulingthescoreup wrote:
Go read Bank of America's description of its WorldPoints program. These cards do report.

https://wwwa.managerewardsonline.com/RMSapp/Ctl/entry?pid=mwprwd

They probably aren't perfect, but they're pretty flexible, and BofA tends to be generous if you don't get on their bad side. HTH

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Good suggestion, HTSU!  I don't know why I never think of BofA.

[ineedcreditbad]

Ahh understood. Thanks for all your help guys I really appreciate it.

[ineedcreditbad]

I am not very comfortable with BOA I think they just dont like me. I mean how stupid is this they deneied me for a secured card in 2002 and the reason was because I have no credit. In 2006 they sent me a mail offer and I applied and denied again. So I hate BOA and will never do business with them.

[ineedcreditbad]

Is there a way to check the status of your application online with Cap 1.