Which Cards to Get Rid Of

[Anonymous]

Regardless...you should be able to get better cards with big banks and no reason to keep the ones you don't want.

[SouthJamaica]

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@Anonymous wrote:

I have been lurking here for a while and picking up useful information. I had really bad credit  a few years ago and started getting back on track. I have gotten rid of old debts and increased my credit score 100 points.  I picked up quite a few cards along the way but feel like it is time to get rid of some of them. Just curious of which ones anyone thinks I should defintely dump.  All of my cards have a zero balance with the exception of 1 Capital one card. I have listed my cards below with their credit limit. 

Victoria Secret $250

First Access     $350

Captial One Quicksliver $500

Target $300

Cortrust $ 300

Carecredit $600

Walmart $380

Fingerhut $1400

Surge $500

1st Premier $500

1st Premier $700

Kohls $700

Amazon $800

Credit One $750

Capital One Platinum $3500 ( has $1500 balance and will pay off over the next 3 months)

My thoughts were to get rid of First Access, Cortrust, Surge, and both 1st Premier cards. Should I get rid of any others?

Thanks in advance for any input or advice!

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First I would get rid of any subprime cards that have an annual fee.