Which banks pull only 1 hard inquiry for new card and credit limit increase on old card?

[duckSF]

I'm going card shopping and raising limits so need to start with ones that don't do multiple HP's to raise limit on current card and open a new card(if they even exist) Ones I'm going to try are Chase, Discover, Citi, US Bank, and PNC. All cards have been open for multiple years.

[Grizzly1]

A vast majority of the only do a single pull. You can count on a triple pull with Capital one so take them off of your list.

Here is a good recource.

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

[Anonymous]

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@duckSF wrote:

I'm going card shopping and raising limits so need to start with ones that don't do multiple HP's to raise limit on current card and open a new card(if they even exist) Ones I'm going to try are Chase, Discover, Citi, US Bank, and PNC. All cards have been open for multiple years.

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Discover will normally not pull for a CLI request and does a single bureau for a new card. 

Chase and Citi are both known to double pull for a new card at times and CLI requests with both can be an HP (Citi will have language that says they won't pull a credit report if you're eligible and it's always a HP for Chase). 

US Bank pulls both for new card and CLIs. 

I don't know about PNC since I'm not in their market. 

[duckSF]

No my question is how many hard inquiries, not how many credit bureaus. For that there is a better one at creditboards which lets you search by state.

[K-in-Boston]

Just to clarify, OP is asking which lenders will use the same pull for both a CLI and a new card application.  Do note that the credit pulls database is outdated and no longer maintained, therefore the information may not be correct.

[Aim_High]

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@K-in-Boston wrote:

Do note that the credit pulls database is outdated and no longer maintained, therefore the information may not be correct.

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I believe  @credit_is_crack  does still update that listing at

"The "Which Banks Pull Which Report For Apps" list"

While the thread was started on 03-18-2019, the inital

posting appears to have been updated regularly. 

The latest shows:

UPDATED 09/14/19

Thank you, @credit_is_crack

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

[Aim_High]

UPDATED 09/14/19

[FinStar]

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@Aim_High wrote:

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@K-in-Boston wrote:

Do note that the credit pulls database is outdated and no longer maintained, therefore the information may not be correct.

---

I believe  @credit_is_crack  does still update that listing at

"The "Which Banks Pull Which Report For Apps" list"

While the thread was started on 03-18-2019, the inital

posting appears to have been updated regularly. 

The latest shows:

UPDATED 09/14/19

Thank you, @credit_is_crack

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

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@Aim_High, 

An additional point of clarification, @K-in-Boston is not referring to the listing that's updated here on the forums, the OP and K-i-B are referring to the Credit Pulls database that resides within the Credit Boards site (cannot be linked here per myFICO TOS).  Hope this helps. 

[FinStar]

UPDATED 09/14/19

[Aim_High]

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@FinStar wrote:

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@Aim_High, 

An additional point of clarification, @K-in-Boston is not referring to the listing that's updated here on the forums, the OP and K-i-B are referring to the Credit Pulls database that resides within the Credit Boards site (cannot be linked here per myFICO TOS).  Hope this helps. 

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Ah, yes it does.  I misunderstood.  Thanks.

[duckSF]

Well, here's an update to anyone following this. Just applied for Chase Saphire Prefered, got approved(pulled EQ)