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I'm going card shopping and raising limits so need to start with ones that don't do multiple HP's to raise limit on current card and open a new card(if they even exist) Ones I'm going to try are Chase, Discover, Citi, US Bank, and PNC. All cards have been open for multiple years.
A vast majority of the only do a single pull. You can count on a triple pull with Capital one so take them off of your list.
Here is a good recource.
@duckSF wrote:I'm going card shopping and raising limits so need to start with ones that don't do multiple HP's to raise limit on current card and open a new card(if they even exist) Ones I'm going to try are Chase, Discover, Citi, US Bank, and PNC. All cards have been open for multiple years.
Discover will normally not pull for a CLI request and does a single bureau for a new card.
Chase and Citi are both known to double pull for a new card at times and CLI requests with both can be an HP (Citi will have language that says they won't pull a credit report if you're eligible and it's always a HP for Chase).
US Bank pulls both for new card and CLIs.
I don't know about PNC since I'm not in their market.
No my question is how many hard inquiries, not how many credit bureaus. For that there is a better one at creditboards which lets you search by state.
Just to clarify, OP is asking which lenders will use the same pull for both a CLI and a new card application. Do note that the credit pulls database is outdated and no longer maintained, therefore the information may not be correct.
@K-in-Boston wrote:Do note that the credit pulls database is outdated and no longer maintained, therefore the information may not be correct.
I believe @credit_is_crack does still update that listing at
UPDATED 09/14/19
Thank you, @credit_is_crack
@Aim_High wrote:
@K-in-Boston wrote:Do note that the credit pulls database is outdated and no longer maintained, therefore the information may not be correct.
I believe @credit_is_crack does still update that listing at
"The "Which Banks Pull Which Report For Apps" list"While the thread was started on 03-18-2019, the initalposting appears to have been updated regularly.The latest shows:UPDATED 09/14/19
Thank you, @credit_is_crack
An additional point of clarification, @K-in-Boston is not referring to the listing that's updated here on the forums, the OP and K-i-B are referring to the Credit Pulls database that resides within the Credit Boards site (cannot be linked here per myFICO TOS). Hope this helps.
@FinStar wrote:An additional point of clarification, @K-in-Boston is not referring to the listing that's updated here on the forums, the OP and K-i-B are referring to the Credit Pulls database that resides within the Credit Boards site (cannot be linked here per myFICO TOS). Hope this helps.
Ah, yes it does. I misunderstood. Thanks.
Well, here's an update to anyone following this. Just applied for Chase Saphire Prefered, got approved(pulled EQ)