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Which cards are good for 0% interest rate and balance transfer? I am thinking to apply for some new credit cards recently, but I don't know what I should apply for. My credit score is 773 right now with no baddies. AAOA is 7.5 years. No auto or mortgage ATM, No any HP within 6 months. Can you guys suggest me which cards I should apply for? Thanks!
What is your current utilization across the board? Is that a FICO score or Vantage? How many new accounts in the past 6-12 months? What is the highest CL on any of your current CCs?
Chase Slate. It has $0 in balance transfer fee.
@GrandBaker wrote:Chase Slate. It has $0 in balance transfer fee.
that card cannot be app'd currently
Credit unions that are local to you may have deals. For instance: https://www.firsttechfed.com/borrow/credit-cards/choice-rewards
Discover has good deals going too: https://www.discover.com/credit-cards/
I am a fan of the DiscoverIt Cashback as a category card. No SUB but it's a 2%/10% category card the first year, with half of that coming as Cashback Match after year 1.
Hi , I would recommend Navy federal credit union. You can check if your prequalified. Navy federal platinum card 0% Apr for 12 months No balance transfer fees. Extremely low apr after 12. Best of luck.
Does Chase IHG credit card offer the 0% balance transfer for 12 months after opening?
@DotaK wrote:Does Chase IHG credit card offer the 0% balance transfer for 12 months after opening?
No. The only consumer credit card from Chase that currently offers a 0% APR (with fee) balance transfer (and 0% on new purchases) is Freedom Unlimited. Freedom Flex is 0% only on new purchases, and the two Disney cards are 0% only on Disney vacation packages.
@Credit12Fico wrote:
@GrandBaker wrote:Chase Slate. It has $0 in balance transfer fee.
that card cannot be app'd currently
I stand corrected. Apparently Chase Slate can be app'd in branch. It just cannot be app'd online from the comfort of your bed.
I did a large 10k balance transfer last year with BECU. All paid off now. There were no transfer fees and you get 0% APR for 12 statement cycles. They have treated me well! I sing their praises. They were even offering COVID low rate loans to members.
https://www.becu.org/everyday-banking/credit-card