I had an offer on my AMEX Gold card for significant cash back for spending at a jewelry chain. So DW gets sparkly diamond earrings.
Also got a cash back offer on my PenFed Promise card so that comes out of the SD. $50 back for spending $500.
All of them ! Just kidding Rakuten Visa I shop online . It's a no brainer for me already earned 120$ in cash back through online purchases and the visa 3% back .
I still have some upgrade minimum spend to meet with my BCP. I'll be downgrading an Amex Platinum to a Gold and then use that for groceries.
Probably the 5.25% WWFCR after that. But not a lot of shopping spend in general. Holiday spend will be mostly travel.
For Amazon shopping, I will be using the Amex Business Prime card. For other stores, I will be using Amex Old Blue Cash. The OBC card's anniversary date recently reset, so I need to meet the minimum annual spend of $6500 to trigger the 5% cashback rewards on grocery, gas, and drugstores.
X1 Card (highest credit line) and 4% points till January.
Citi Costco (next highest CL) for 4% cash back.
Comenity Sportsman Guide VISA for my outdoors gifts and gift card to me.
Amex Amazon Prime Business 5% (applying next week after escrow closes)
FNBO Business 2% everything else (applying next week)
Max Cash MC for dept stores.
Disco for the 5% .coms
Freedom is already maxed on PayPal spend so it's taking a break.
AODFCU Visa sig for the off cat stuff.
AMEX EDP to hit sub and take advantage of any offers. Electronics on CSP for extended warranty. Flex and Discover if it fits rotating category.
I am currently using my Citi Custom Cash so I can hit my $300 SUB. I have also done some Amazon.com amd Target.com shopping with Disco and PayPal with CFF. BofA CCR will also be used for 3% online shopping.