Chase : 5%⛽️ 🛒Walmart, PayPal + 3% dining,cvs
Amex: 6% 🛒Publix + 6% streaming
NFCU: 3% 🌅Sunpass
BOA: 3% 👕online
Citi: 2% everything else
Discover 5% Walmart online
USAA: 1.5% 💦🚗car wash
@Yasselife wrote:Chase : 5%⛽️ 🛒Walmart, PayPal + 3% dining,cvs
Amex: 6% 🛒Publix + 6% streaming
NFCU: 3% 🌅Sunpass
BOA: 3% 👕online
Citi: 2% everything else
Discover 5% Walmart online
USAA: 1.5% 💦🚗car wash
Emojis always make things better 
@Aim_High wrote:One of my main daily drivers right now is my new AMEX Marriott Bonvoy Brilliant. It was approved 11/03/21 and I have three months to meet the $5K spend for 150K Bonvoy points. It's getting a lot of love.
I'm not totally neglecting my other cards, especially those with good category rewards such as my Citi Costco Visa for gas. My Apple Card has been getting some large spend recently in preparation for CLI request. And I'm always open to special deals on my OFFERS from AMEX, Chase, Wells Fargo, and Capital One, depending on what is on my shopping list.
You didn't get your SUB done yet? 
. I just hit mine the other day, car maintenance.
I think I will rotate between Apple Card (for a CLI), Amazon store card (5% back), and Amex Platinum for some travel items. Maybe throw some to CSP for "health" haha.
I don't do holiday shopping as a general rule (though if there's a good sale for something I/we want, then maybe).
If I did:
Freedom for 5% on Paypal (or PPkey)
Disco for 10% on amazon
Disco 2% for whatever food I pick up my peeps on Christmas Eve (I'm not wasting the PTO to take a day off - figured the least I could do was buy my crew breakfast... which will either be Krispy Kreme or Bojangles)
I did get the dogs advent calendars if that counts
@greatscott85 wrote:
@Aim_High wrote:One of my main daily drivers right now is my new AMEX Marriott Bonvoy Brilliant. It was approved 11/03/21 and I have three months to meet the $5K spend for 150K Bonvoy points. It's getting a lot of love.
You didn't get your SUB done yet?
I think I will rotate between Apple Card (for a CLI) ...
Nah, I'm a slacker @greatscott85. Lol. 
To be fair, you did get yours a little ahead of me. I could have hit it with one charge since I've had some unexpected huge repair and remodel bills on my home that I'm working through. However, I did exactly what you did and put a lot of this month's bill on my Apple card. Fingers crossed, but I'm hoping for another $10K increase (like my last one) to take it from $30K to $40K. If it works out, I'm going to cycle that balance through a couple of other cards briefly on decent BT offers (no fee) and maybe get a three-fer CLI out of the whole deal. I don't know if they'll consider that usage but I think they might.
Meanwhile, I'm about 20% complete on Marriott with less than one month into my 90 days, so I'm doing okay. I have an appointment to buy a couple of car tires later this afternoon, so there's that also. And I haven't begun to shop for Christmas yet, so that will drive up my spend at least somewhat.
@Aim_High wrote:
@greatscott85 wrote:
@Aim_High wrote:One of my main daily drivers right now is my new AMEX Marriott Bonvoy Brilliant. It was approved 11/03/21 and I have three months to meet the $5K spend for 150K Bonvoy points. It's getting a lot of love.
You didn't get your SUB done yet?
I think I will rotate between Apple Card (for a CLI) ...
Nah, I'm a slacker @greatscott85. Lol.
Meanwhile, I'm about 20% complete on Marriott with less than one month into my 90 days, so I'm doing okay. I have an appointment to buy a couple of car tires later this afternoon, so there's that also. And I haven't begun to shop for Christmas yet, so that will drive up my spend at least somewhat.
@Aim_High I did by a few days . A three-fer would be great! I'm sure you'll get it ! I just got the DW a new MacBook Pro, got to love the 3% back! I may pick one up for myself, if this one is as good as the specs say.
I think we have completed most of our shopping, unless something very interesting comes up. The kids are done and most the family done. We live near a Gaylord and they are part of the Marriot family, so we will have some excursions there. They put on a heck of a setup.
Chase Amazon Prime 5%
If I get hungry - Citi Custom Card 5% on restaurant
Anything else - PenFed Platinum no interest for 12 months
Most uncategorized holiday spend is going on my Fidelity, since i received a spending promo which I've met and am now receiving 3% through the end of December.
Other than that, the majority of my usual spend is going through my rotators:
- Groceries: Affinity FCU 7% (and BCP 6%)
- Restaurants/Dining: Nusenda CU 5%
- Gas: Citi Custom 5%
- Paypal: OG Freedom 5%
- Amazon: Affinity FCU 10%
- Cell, Home Phone, Utilities, Internet: Cash+ 5%
- Clothing (mostly Banana Rep): Gap Inc Visa Sig 5X
Mostly the Chase Amazon Prime since I'm doing what little "holiday shopping" I ever do on Amazon. A couple gift cards for family members about covers it for me, and it's all 5% with that card.
If I go into an actual physical brick & mortar store, probably the Freedom Unlimited for the 1.5% CB.
Otherwise, that's about it. The BoA CCR is mainly my gas and grocery getter, and I just reached my CSP's SUB spend so it's going in the sock drawer until I travel or pull it out for the occasional keep-it-active-dining-out-transaction, or if I need to make a big ticket purchase as it's my highest limit.
