Which companies do automatic mid-cycle updates?

[core]

I need to know which companies might do mid-cycle CRA updates as a result of 1) $0 balance 2) changing billing address, or 3) any other reason.

In this particular case I don't necessarily want any of them to do a mid-cycle update, but if one of the companies does it when I'm not expecting it, I'm going to be screwed.  I think Chase does, so I'm going to micromanage those.  All cards are in my sig.  Thanks!

[Anonymous]

I know Chase does for sure when you pay to zero. My Synch accounts sometimes report mid when a purchase is made after it was at zero.

[willwar14]

Sync hasn't updated mid-cycle for me in a few months, Chase does.

[Aarvard]

You can request a Discover CSR to submit a midcycle report anytime you want.

[willwar14]

Oh? You can request that with Discover?

[CreditDunce]

BoA, Chase, Sync are the only ones that come to mind for auto mid-cycle updates.

[Anonymous]

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@willwar14 wrote:

Oh? You can request that with Discover?

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Yup, I did it when I got my last CLI and wanted it to report ASAP. It helped xmas utilization a lot. 

[core]

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@CreditDunce wrote:

BoA, Chase, Sync are the only ones that come to mind for auto mid-cycle updates.

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Under which conditions does BofA do an automatic mid-cycle update?

[CreditDunce]

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@core wrote:

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@CreditDunce wrote:

BoA, Chase, Sync are the only ones that come to mind for auto mid-cycle updates.

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Under which conditions does BofA do an automatic mid-cycle update?

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I have never tried it, but it has been reported if you change your address, they will do a mid-cycle report.  For example, change 123 Maple Road to 123 Maple RD.

[elim]

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@CreditDunce wrote:

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@core wrote:

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@CreditDunce wrote:

BoA, Chase, Sync are the only ones that come to mind for auto mid-cycle updates.

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Under which conditions does BofA do an automatic mid-cycle update?

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I have never tried it, but it has been reported if you change your address, they will do a mid-cycle report.  For example, change 123 Maple Road to 123 Maple RD.

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  Hrmmmm,  Very good to know.  Thanks