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I'm looking to apply for a card today get approved and have the bank allow me to use the card right away without waiting for the actual card. I know they do this because I remember it in the past but forgot who does this. I never really wanted to do this before but given I want this computer and don't really want to wait for it, I also want a signup bonus for this decent size purchase. My credit it around 800 across board and low balances, so I'm not worried about denials.
If you apply for a Bank of America card via the mobile app, you can upload it to the Wallet and if the mercahnt takes Apple Pay, you can use it there. But you have to apply via the app
Amex does it. That’s the only one I KNOW of that does it. Others will chime in I’m sure.
I believe there was a thread on here a few days ago where someone got a credit card from Navy Federal (it might have been a platinum card if I recall correctly) and they gave him instant access to the limit while he was awaiting arrival of the physical card.
Probably not exactly what you're looking for, but applying for the Uber Visa in the Uber app will let you add it automatically to Uber and UberEATS upon approval.
Thanks for all the info in this thread. Interestingly when I checked my Amex cards, I have upgrades for all the cards. This one seems the most apealing, Hilton Honers which i was just charged the $95 annual fee this month. Heres what they are offering but the annual fee is $450
This isn't a super sign-up bonus, but the Amex Blue Cash Everyday Card is a no-annual fee card that will give you $150 back if you spend $1000 in the first 3 months, and all purchases (and balance transfers) are interest free for 15 months.