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Which credit cards give the highest limits ? 2017

Themanwhocan
Senior Contributor

Re: Which credit cards give the highest limits ? 2017

Discover         $54,500

FNBO             $50,000

American Express $41,700

NASA             $30,000





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 11 of 59
Anonymous
Not applicable

Re: Which credit cards give the highest limits ? 2017

In terms of which credit card gives you the highest limit. I always felt that cap1 starting lines could start huge. Seems like Amex and BofA tend to be generous with the CLI request and ability to grow the card. Maybe discover as well?
Message 12 of 59
Cashbackjunky
Established Contributor

Re: Which credit cards give the highest limits ? 2017


@Themanwhocan wrote:

Discover         $54,500

FNBO             $50,000

American Express $41,700

NASA             $30,000


Holy crap! 

 

I wanna grow up to be like you! Smiley Wink

 

How did you get your discover that high? 

 

Mine has been at $14,500 forever. 

 

Cheers!

AmEx Blue Cash Preferred - $20k | | AmEx Cash Magnet - $20k | | Apple Card - $27k | | BofA Customized Cash - $66k | | BofA Customized Cash - $25k | | BofA Unlimited Cash - $30k | | CapOne Quicksilver - $16.25k | | CapOne Venture - $30k | | Chase Amazon - $22.3k | | Chase Freedom - $14.5k | | Chase Freedom Flex - $16k | | Chase Freedom Unlimited - $41k | | Citi Custom Cash - $15.9k | | Citi Rewards+ - $15.4k | | Discover It Cash Back - $18k | | Discover It Cash Back - $21.3k | |Discover It Travel - $14.5k | | Elan Max Cash Preferred- $15k | | PenFed Platinum Rewards Visa Signature - $12.5k | | PenFed Power Cash - $12.5k | | Synchrony Discount Tire Card - $25k | | Wells Fargo Autograph - $25k
835 INQ:
2
835 INQ:
2
824 INQ:
3

TCL: $503.15k CCs:22 AAoA: 5yr 8mo Util: ~1% Derog: 0

Mortgage: $216.6k Sonata Lease: $4.2k Palisade: $27.4k
Message 13 of 59
Gmood1
Super Contributor

Re: Which credit cards give the highest limits ? 2017

Capital One : $49,500 grew over time, including consolidations.
Amex BCP $36,000 grew over time but fairly quickly.
Lowes: $35,000 will grow over night like most Synchrony cards! Lol
Merrill Lynch +: $33,800 grows fairly quickly
Citi DC: $30,200 grows slooowly..but worth the aggravation.
Penfed Cash rewards: $28,000 grows very fast!
Navy Fed Cash rewards: $26,000 grows very fast.
USAA cash rewards: $25,000 grows quickly over time.
NASA cash rewards: $25,000 original SL doesn't go higher than $30k.
BBVA Compass NBA: $19,500 SL hasn't ​moved in a year and a half. CC being discontinued soon. They​ give great APRs compared to most regional banks.


Message 14 of 59
shakalaka
Established Contributor

Re: Which credit cards give the highest limits ? 2017

Discover 50k

Citi DCB 41k

AX BCE 33k

 

 stopped asking for CLI while ago, this is more I ever need. With patience and over time many cards can grow a lot. Even with SP only.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 15 of 59
Themanwhocan
Senior Contributor

Re: Which credit cards give the highest limits ? 2017


@Cashbackjunky wrote:

@Themanwhocan wrote:

Discover         $54,500

FNBO             $50,000

American Express $41,700

NASA             $30,000


Holy crap! 

 

I wanna grow up to be like you! Smiley Wink

 

How did you get your discover that high? 

 

Mine has been at $14,500 forever. 

 

Cheers!


My strength is as the strength of ten

Because my heart is pure





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 16 of 59
Glen_M
Frequent Contributor

Re: Which credit cards give the highest limits ? 2017


@Anonymous wrote:

Which credit cards give the highest limits ? 2017

 


Big banks, exclusive cards and business cards.  I've seen some with 6 and 7 digit limits.  Surprisingly, they often have a high daily balance.



Message 17 of 59
austinguy907
Valued Contributor

Re: Which credit cards give the highest limits ? 2017

BankLimitOpen DateAPR
AMEX BCP500007/30/201514.49
Discover480007/28/201515.24
JFCU2900010/3/200811.9
Chase FU259006/4/201715.74
Sam's MC250007/18/201322.9
Consumers CU170007/9/201112.24
UFCU1650012/31/20076.9
ITCU1650011/26/20105.75
Chase Amazon100006/4/201714.99
BOA WWF100006/4/201713.74
Chase Slate55001/16/200717.49

 

Highest limit and highest SL are totally different as Chase just gave me a 25.9K SL when Amex was born it was a 10K limit just like BOA just approved me for.  If you work your magic and stay on top of things you can make the worst card grow significantly if you put in some effort.

 

Slate was a carry over from WAMU and just sits there collecting FICO's for me at this point.  In about 6 months if I don't see some luv from Chase I'll hit them up for a CLI across all 3 and see what happens at that point.

 

I've been seeing good things with BOA and that's the reasoning behind picking one up for a test drive even though I don't tend to go big bank at this point.  Chase was more of a theory tester based on where you get bucketed when you first apply i.e. no CLI's and higher APR's.  I tried to test this with Crap1 and they said no, so I said get out!

 

Looking at APR's you can see the older (Slate) coming in at 17.49% and more recent and dilligent APR attacks have a median of <15% and of course my 2 CU accounts with <10% that beat the pants off of anything else in the market under typical circumstances.

 

 

 

Message 18 of 59
Anonymous
Not applicable

Re: Which credit cards give the highest limits ? 2017

Bank of America MLB cash back 13.500

Marvel Master card 6.000

Message 19 of 59
Coolermaster007
Contributor

Re: Which credit cards give the highest limits ? 2017

Amex BCP $32k
Venture $32k
Citi DC $27,2k ( BTs ofters always )
Penfed PLOC $20k @ 10% APR
Discover IT $16.5k ( BTs offers always )
Barclay Ring 15k @ 8.75 APR
Paypal Credit $10k Hidden Line

Amex is a beast growing i had that limit in less than a yr started at $6k.Venture by Cap1 just starts off big right away if you want to start your high limits quest start there best chance in my opinion.I'm bored tho" nothing i need or want my profile is covered Smiley Sad
Message 20 of 59
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