Which credit cards is good for traveling outside US?????

[UFGuy2006]

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@Ron1 wrote:

I have been thinking to bring my Amex PR Gold and one or two Visa/MC. I don't want them to decline charges during the trip. I ever tried Chase/Cap 1 on business inside the countries. I heard Amex they're very good for traveling. I think I have to call them before I leave the country.

Ron.

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You know, why not call and ask them to either waive or comp you in some other way to win your overseas business? Couldn't hurt - and besides if you've been a good customer and have had an account long enough, I'm sure they could swing something. Just my two cents!

[daylove]

Bring one that has Chip & Pin the striped ones common here in the US are no longer widely accepted abroad..some shops and hotels refuse to take them.

[JRomulus]

I'd be interested in knowing which American card issuers have real chip & pin style cards readily available.

I've been looking at European bank websites lately because outside of 2 US limited cards (Wells Fargo Test Market and Chase Palladium I think), no one else is issuing them yet....

Just checked Bank of Montreal (parent to Harris Bank Corp.) all of theirs have chip & pin, including one that is in US $.

Will talk to my local Harris branch to see what they can do...longshot probably.

[Anonymous]

We're honestly pretty much behind all the other developed nations in banking technology, pretty sad. I've seen some random cards here and there that have the chip feature, but most of them are the tap-to-pay type devices and I have no idea if those would work with overseas point of sale terminals.

[daylove]

Yep..in the US we like fraud..chip and pin reduce/eliminate fraudolent transactions and skimming. Some terminals take either one. Many turist that visit US are complaining about the fact that here we are behind and do not like to use their cards for fear of fraud..sad indeed.

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@Anonymous wrote:

We're honestly pretty much behind all the other developed nations in banking technology, pretty sad. I've seen some random cards here and there that have the chip feature, but most of them are the tap-to-pay type devices and I have no idea if those would work with overseas point of sale terminals.

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[daylove]

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@JRomulus wrote:

I'd be interested in knowing which American card issuers have real chip & pin style cards readily available.

I've been looking at European bank websites lately because outside of 2 US limited cards (Wells Fargo Test Market and Chase Palladium I think), no one else is issuing them yet....

Just checked Bank of Montreal (parent to Harris Bank Corp.) all of theirs have chip & pin, including one that is in US $.

Will talk to my local Harris branch to see what they can do...longshot probably.

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Wells Fargo & Chase are the only one that offer Chip & Pin cards here.

[barbaralee]

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UFGuy2006 wrote

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You know, why not call and ask them to either waive or comp you in some other way to win your overseas business? Couldn't hurt - and besides if you've been a good customer and have had an account long enough, I'm sure they could swing something. Just my two cents!

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Hmm, I wouldn't try that with USAA... he'd be pretty hard pressed to find a rep to agree to that.