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Which helps credit score more?

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Anonymous
Not applicable

Which helps credit score more?

I'm about to start attacking my credit card balances, is it better to spread a few hundred dollars on each of them or to pay off a few of my oldest cards?  I have 8 accounts with balances ranging from $250-750.
Message 1 of 3
2 REPLIES 2
Creditaddict
Legendary Contributor

Re: Which helps credit score more?

the more accounts reporting $0 the better you are for score wise
Message 2 of 3
Jazzzy
Valued Contributor

Re: Which helps credit score more?

You do want to show as many accounts at zero as possible. However, it's important that you don't have any cards totally maxed out such that added interest would put them over the limit.
Message 3 of 3
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