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Which of my cards does a soft pull for CLI?

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Legions36
Frequent Contributor

Which of my cards does a soft pull for CLI?

Can u guys look at my sig and tell me the soft pulls of my cards? Im about to pay down my cards and go on  a spree but i would like to try the free cli first?

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 1 of 8
7 REPLIES 7
taxi818
Super Contributor

Re: Which of my cards does a soft pull for CLI?


@Legions36 wrote:

Can u guys look at my sig and tell me the soft pulls of my cards? Im about to pay down my cards and go on  a spree but i would like to try the free cli first?


If you had long enough all will do it except maybe the chase card. dcu for sure. cap one. no prob. nfcu. not sure if the duck card is alive. many reported accounts closed in last 3 days. most of your cards will. including amex.

Message 2 of 8
Legions36
Frequent Contributor

Re: Which of my cards does a soft pull for CLI?


@taxi818 wrote:

@Legions36 wrote:

Can u guys look at my sig and tell me the soft pulls of my cards? Im about to pay down my cards and go on  a spree but i would like to try the free cli first?


If you had long enough all will do it except maybe the chase card. dcu for sure. cap one. no prob. nfcu. not sure if the duck card is alive. many reported accounts closed in last 3 days. most of your cards will. including amex.


U know i just got the letter in mail for duck card saying my account closed too. It happened soon after my 0% interest ran out.

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 3 of 8
stellar
Established Contributor

Re: Which of my cards does a soft pull for CLI?

NFCU, Discover and CapOne all have online buttons and are SP or will inform you if it is HP.  

 

Chase is almost always HP, you can call them and ask if a SP CLI is available on your acct.

Message 4 of 8
taxi818
Super Contributor

Re: Which of my cards does a soft pull for CLI?


@Legions36 wrote:

@taxi818 wrote:

@Legions36 wrote:

Can u guys look at my sig and tell me the soft pulls of my cards? Im about to pay down my cards and go on  a spree but i would like to try the free cli first?


If you had long enough all will do it except maybe the chase card. dcu for sure. cap one. no prob. nfcu. not sure if the duck card is alive. many reported accounts closed in last 3 days. most of your cards will. including amex.


U know i just got the letter in mail for duck card saying my account closed too. It happened soon after my 0% interest ran out.


Too bad. as most who got closed had massive limits. but for 5k im surprised they closed you down.

Message 5 of 8
mssher
New Contributor

Re: Which of my cards does a soft pull for CLI?

I'm pretty sure that USAA is a HP!

USAA AmEx 17,000 | USAA Visa 14,500 | BOA Visa 10,000 | BOA World MC 10,000 | Fifth Third 9,000 | Discover IT 13,500 | Barclay Apple Rewards 6,440 | AMEX BCE 6,000 | Citi DC 6,3000 | US Bank Cash+ Visa Sig 5,000 | PenFed Visa Sig 5,000 | Alliant Visa 5,000 | Citi Sears 5,000 | State Farm Visa Sig 5,000 | CapOne QS 5,250 | Firestone 2,200 | Kohls 2,000 |
FICO 8: EX 782 - EQ 794 - TU 796 *** Goal: Decrease Number of Cards to 12 + store cards ***
Message 6 of 8
SouthJamaica
Mega Contributor

Re: Which of my cards does a soft pull for CLI?

Cap One, Amex, Discover


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

Message 7 of 8
Anonymous
Not applicable

Re: Which of my cards does a soft pull for CLI?

Amex if you haven't been declined a CLI in the past 90 days or successfully gotten a CLI in the past 180 days. (ie: wait 91/181) (I think)

Message 8 of 8
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