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Which one can't decide

Greers
Established Member

Which one can't decide

Walmart $5000 CL• 3th
•JCPenny $5000 CL.• 20th
•Care credit $ 7000 CL.• 26th
•Old navy $5000.•25th
•Amazon $ 5000CL.• 3th
AEO. $3500 CL.• 22th
TJMAXX. $ 4000 CL• 7th

Anybody else have the dilemma of what synch. card to get rid of. Care credit I know I'm keeping
Message 1 of 8
7 REPLIES 7
Greers
Established Member

Re: Which one can't decide

 
Message 2 of 8
RonM21
Valued Contributor

Re: Which one can't decide

Not sure on which to get rid of, but I would keep Amazon and Walmart personally.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 8
buyaobuyao
Valued Contributor

Re: Which one can't decide

My thoughts on how to rank for decision,

Oldest
No AF
Rewards structure beneficial to my shopping
Which store I use the most frequently - monthly weekly daily
In closing card, how will effect my Utilization overall?

Do what's best for you!
Starting Score: (8/15) EQ08 592 TU08 572 EX08 600
Current Score: (05/19) EQ08 740TU08 743 EX08 740
AX Plat and Sapphire Pref user.
Message 4 of 8
fordguy89
Valued Contributor

Re: Which one can't decide

Old navy and aeo can be used at both and earn benefits for both? If that's the case oldnavy goes.

Keep walmart and amazon
Open one, close three. Open one, close three.
Message 5 of 8
jacetx
Valued Contributor

Re: Which one can't decide


@Greers wrote:
Walmart $5000 CL• 3th
•JCPenny $5000 CL.• 20th
•Care credit $ 7000 CL.• 26th
•Old navy $5000.•25th
•Amazon $ 5000CL.• 3th
AEO. $3500 CL.• 22th
TJMAXX. $ 4000 CL• 7th

Anybody else have the dilemma of what synch. card to get rid of. Care credit I know I'm keeping

Personally I like my Care Credit account. I get special 0% financing with many medical charges. Also it's good for my dogs in case of an emergency since the vet accepts it.

Message 6 of 8
AverageJoesCredit
Legendary Contributor

Re: Which one can't decide

Walmart and amazon, grows and can be useful. I like Pennys plus always the chance it can be upgraded to master card if invited, same for walmart. Everything else depends on if you shop there alot like old navy or if you need them for utilization. Best of luck with your decidion!Smiley Happy
Message 7 of 8
WaveRider
Established Contributor

Re: Which one can't decide

It's a matter of your invidual needs.  Personally, Amazon, Carecredit, and Walmart are keepers.

Message 8 of 8
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