Citi, Nordstrom, USAA, PenFed, many CU...
Starting Score: TU:676;EQ:648 8/2011
@Open123 wrote:In California, for me I've seen Chase, US Bank, Discover, and GE all pull Equifax exclusively.
If you don't mind my asking Open, where do you live roughly (county or whatever)? I'm just trying to get an idea on area as from research it seems as though Chase pulls EQ up in the Bay Area but not so much down where I'm at in LA.
@Open123 wrote:I'm in Northern CA.
Here, I've noticed BofA, Citi, AmEx (of course), Macy's, Dept Stores all pull Experian.
While Chase, Discover, GE, US Bank, ATT, Sprint, and everyone else pulls Equifax.
I've NEVER seen my TU pulled. I can't even get an inquiry on TU if I tried, unless I apped for Barclays or CapOne, I guess.
Yeah, TU was the old mid-west CRA, and over time I suspect it had the least resolution when looking at nationwide metrics (before many things reported to all three CRA's) as there were a lot more people living in either the East or West coast areas. I would've guessed that either Chicago or Texas area lending institutions and the like would pull TU, but the one CU I know in Texas pulls EQ exclusively so beats me. The one GE-backed anything pulled TU for me, but that's it besides various tri-pulls.
I think BOFA mostly pulls Experian nation-wide, I know they do with mine in LA and the same when I lived in Texas. I didn't know that on Citi but I sort of expected it.
Thanks for the info!
I have one GE pull and a pull from lender on TU the rest of my pulls are on EQ. The only EX pull I have is from my lender.
there are members with 845 Fico...you should ask them...I am curious too as my scores get stuck at max 793 EQFico 
