I live in Alabama. Does anyone know who Belk typically pulls their scores from? I've heard TU a lot, my EQ is the lowest. I have two Capital One cards ($300 & $500 Limits) and one Orchard Bank ($300 Limit - that I want to cancel, its at 29% APR & they won't lower it) and wanted to get a store only card for variety and to use occassionally to increase credit. In 2008 my scores hit an ultimate low, I had my Bank of America ($2500 Limit), Zales ($500 Limit) and JC Penney ($200 Limit) all canceled and have rebuilt back from that with just an Orchard Bank and Capital One Cards.
Starting Score: 478 EQ, 485 TU, ??? EX Current Score: 558 EQ, 639 TU, 630 EX Goal Score: 720 EQ, 720 TU, 720 EX
Latest Approval: Capital One Platinum 08/2010 - 0% APR til 7/2011, 14.9% After
Goal: Acquire ~$150K home loan 05/2011 with FICO +720