Chase auto-CLI'd my Southwest card last month (after the 6th statement). I've only spent $10 on it in the last 3 or 4 months. Meanwhile, I've put around an average $1.2k/mo on my CSP over the last 8 months and the limit is still my lowest card limit (the same 5k from when I apped. I had no relationship with Chase before the CSP and now have 2 cards and a 7-month old checking account with a sizeable bi-weekly direct deposit). Now my Southwest card limit is nearly 3 times my CSP limit...and I never use it on anything other than SW tickets...in fact, I'm only going to keep one of them past the AF and since I've been able to make enough UR mall purchases to justify paying the AF, it was going to be the CSP since I prefer flexibility...
I guess my first question is why auto-CLI a card that's barely used. I should note, I pay off all charges multiple times a month before I even hit 10% util, so I wouldn't expect it to be because they think it may be risky. The other part is, do you know if Chase will move CLs in a case where you're not opening a new card without a hard pull? Trying to allow my 7 less than 1 year old seedlings age...
Thank you so much!
