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@09Lexie wrote:
Which is why I hate it when my cc's are out of my eyesight. My DH thinks I'm paranoid
You are not Lexie..better safe than sorry. My only fraud case ever was from a restaurant that copied the magnetic stripe. All other transactions were chip and pin and therefore it was easy to find the source where this fraud ocurred.
Which restaurant?
My guess is Gift Cards too and with Kroger you slide your own card, so they could easily make their own card with an altered magnatic strip
09Lexie wrote:..Which is why I hate it when my cc's are out of my eyesight. My DH thinks I'm paranoid
Or not paranoid enough. This was a cloned card, so they definitely scanned the strip. But it's easier than you think. When I worked in retail, my company used a point of sale program that used a usb plug in swiper. It communicated to the computer just like a keyboard. If you were in notepad or word or something instead of having the POS open, you could actually use it to decode the magnetic strip and leave a character string that included the card number, exp date, and other data. I know that company went to something more complex, but how many restaurants and retail shops have cheap bottom dollar POS systems? All it takes is one bent employee that is a little tech savvy and the info is out there.
We need chip and pin.
There are lots of stores that arent even asking for I.D. anymore. especially grocery stores. I also tell my fam to keep their cards with them and not hnd it to anyone.
It against the card agreement to ask for ID
oh really?^ thats new foe me.
@p- wrote:
So... Why Kroger? Weird. Of all the things to use a stolen 10k credit card for, you bought 60 bucks worth of groceries?
Does it really matter? They use stolen cards for all sorts of things. My company card had fraudulent transactions for world cup souvenirs purchased in South Africa during the world cup.