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Why did Discover issue refund?

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NRB525
Super Contributor

Re: Why did Discover issue refund?

I finished up a BT with the final payment in June. My card is on a zero-percent purchases year that expires in August, so no interest on purchases, Q2 wasn't interesting, ended up never using it for gas, other cards give points on Lyft/Uber. Card went to zero for that June 17 statement.

 

I started using the Discover again for dining, and first transaction was 16 July, for $1.20. The statement date is 17 July, and since the $1.20 was the only amount that posted, the statement printed with a Small Balance Credit immediately provided, zero due. There was nearly $7 of Pending transactions on 16 July also, but those were disregarded in the automation to zero the statement amount.

 

Discover acts pretty quickly. Smiley Very Happy

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 21 of 22
AverageJoesCredit
Legendary Contributor

Re: Why did Discover issue refund?

For first time in awhile, my 8k Disco has no bt offersSmiley Wink.
Message 22 of 22
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