overwhelmed wrote:I know people with great credit that are selfish, manipulative, and down right mean.
@overwhelmed wrote:but doesn't that hurt your score when you apply? And - isn't it bad to have too many CC's?
overwhelmed wrote:I haven't applied for new credit in two years. I have three CC's and have paid on time each month. I have been waiting for the day that I can apply for a prime CC as I am in the middle of cleaning up my credit.well, the other day I was approved for an amex (which I'm not so sure is prime anymore) and I became elated and wanted to apply like crazy for other cards. I know I shouldn't, I know I need to keep my new credit low and inq's low... but I am having a hard time holding back. this is bad, right?what is it about applying for credit?????May be time to opt back out if you find yourself constantl applying ofr credit. YES Amex is still prime. They will also pull a financial review if anything looks suspicious. Slow down a bit and enjoy your newfound status