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I always PIF so I'm not sure why I recieved this insulting offer.
I don't know if that spells a bad omen and if so, how can I make amex think I'm a responsible person who doesn't carry balances. Hopefully I'm never targetted for an offer like this. What factors would Amex think that I deserve that offer?
I'm curious. Why do you think it's insulting?
The only thing that looks unusual to me is that it appears they're giving you a very short time to take advantage of the offer. Otherwise, unless you find something out of whack with the interest rate, it looks like a pretty standard offer for a cardholder to get.
Online chat CSR said it's offered to all cardmembers who applied on.
@medicgrrl wrote:
What part of the offer is offensive to you? What type of offer do you think you should receive? You have a young file, correct?
Statement credit because I like $$. Maybe spend $1000 and get $250. My profile is 7 montths.
@Subexistence wrote:
@medicgrrl wrote:
What part of the offer is offensive to you? What type of offer do you think you should receive? You have a young file, correct?Statement credit because I like $$. Maybe spend $1000 and get $250. My profile is 7 montths.
We all like money. Especially the banks. None of them gives out offers like that. Why would they?
If you don't need a balance transfer then don't take the offer. No need to take it personally.
Sub, is this for a new card, or does the offer apply to your current card?
At any rate, they're trying to get your money. Feel good about that rather than feeling insulted.